It has no rewards, the fact that they do 3 hp's for all CLI's and the CLI's are never automatic!
No rewards and $39 AF. Tha is a good reason to close it.
My exact thoughts @Wolf3. I won't make a move until its close to the AF bill date. Hoepfully by then I will have another card that can replace it. And yes, I'm eligible for CLI's on my other cards.
3 HPs wouldn't bother me. So far all my creditors have pulled EX which seems to be a CA thing. One on TU and EQ has no practical affect.
I would not really mind. It is not like the three hard pulls are all on the same report. Sometimes different reports can have different information so I can understand them wanting to see the whole situation.