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Senior Contributor
Wolf3
Posts: 3,188
Registered: ‎01-24-2010

Re: Are 3 hp's too many??


WhiteCollar wrote:

It has no rewards, the fact that they do 3 hp's for all CLI's and the CLI's are never automatic! :smileymad:


No rewards and $39 AF.   Tha is a good reason to close it.   

Regular Contributor
WhiteCollar
Posts: 230
Registered: ‎04-07-2012

Re: Are 3 hp's too many??

My exact thoughts @Wolf3. I won't make a move until its close to the AF bill date. Hoepfully by then I will have another card that can replace it. And yes, I'm eligible for CLI's on my other cards.

Valued Contributor
rootpooty
Posts: 1,613
Registered: ‎10-28-2011

Re: Are 3 hp's too many??

Id burn some hp's getting increases on other accounts then close it.
NFCU plat 5k | NFCU cashrewards 3k |BOFA 123 3k |
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Established Contributor
cashnocredit
Posts: 756
Registered: ‎07-18-2009

Re: Are 3 hp's too many??

3 HPs wouldn't bother me. So far all my creditors have pulled EX which seems to be a CA thing. One on TU and EQ has no practical affect.

I have reestablished credit over the last couple years
so my moniker is, well, rather out of date.

WM Discover $800, WF Plat 12k, Chase Freedom Siggy15k, Amex Plat (60k H/B), Citi AA EWMC 25k
Valued Contributor
youngandcreditwrthy
Posts: 3,931
Registered: ‎08-16-2012

Re: Are 3 hp's too many??

Ewww!!!! I never do clis if the creditor wants to hp me... Forget that!! Maybe since it is a CU... Get copies of your reports yourself and show them ...?
Paypal Extras Plat MC $25k | Lowe's $15k | Amex BCE $24.5K | Amex Delta Gold $5.5k | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Valued Contributor
navigatethis12
Posts: 1,231
Registered: ‎01-24-2012

Re: Are 3 hp's too many??

I would not really mind. It is not like the three hard pulls are all on the same report. Sometimes different reports can have different information so I can understand them wanting to see the whole situation.


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