Senior Contributor
Posts: 3,197
Registered: ‎01-24-2010

Re: Are 3 hp's too many??

WhiteCollar wrote:

It has no rewards, the fact that they do 3 hp's for all CLI's and the CLI's are never automatic! :smileymad:

No rewards and $39 AF.   Tha is a good reason to close it.   

Frequent Contributor
Posts: 314
Registered: ‎04-07-2012

Re: Are 3 hp's too many??

My exact thoughts @Wolf3. I won't make a move until its close to the AF bill date. Hoepfully by then I will have another card that can replace it. And yes, I'm eligible for CLI's on my other cards.

Valued Contributor
Posts: 1,772
Registered: ‎10-28-2011

Re: Are 3 hp's too many??

Id burn some hp's getting increases on other accounts then close it.
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Established Contributor
Posts: 1,037
Registered: ‎07-18-2009

Re: Are 3 hp's too many??

3 HPs wouldn't bother me. So far all my creditors have pulled EX which seems to be a CA thing. One on TU and EQ has no practical affect.

I have reestablished credit over the last couple years
so my moniker is, well, rather out of date.

WM Discover $1800, WF Plat 12k, Chase Freedom Siggy15k, Amex Plat (60k H/B), Citi AA EWMC 25k
Senior Contributor
Posts: 6,242
Registered: ‎08-16-2012

Re: Are 3 hp's too many??

Ewww!!!! I never do clis if the creditor wants to hp me... Forget that!! Maybe since it is a CU... Get copies of your reports yourself and show them ...?
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Valued Contributor
Posts: 1,954
Registered: ‎01-24-2012

Re: Are 3 hp's too many??

I would not really mind. It is not like the three hard pulls are all on the same report. Sometimes different reports can have different information so I can understand them wanting to see the whole situation.

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