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Senior Contributor
Wolf3
Posts: 3,198
Registered: ‎01-24-2010
0

Re: Are 3 hp's too many??


WhiteCollar wrote:

It has no rewards, the fact that they do 3 hp's for all CLI's and the CLI's are never automatic! :smileymad:


No rewards and $39 AF.   Tha is a good reason to close it.   

Frequent Contributor
WhiteCollar
Posts: 309
Registered: ‎04-07-2012
0

Re: Are 3 hp's too many??

My exact thoughts @Wolf3. I won't make a move until its close to the AF bill date. Hoepfully by then I will have another card that can replace it. And yes, I'm eligible for CLI's on my other cards.

Valued Contributor
rootpooty
Posts: 1,739
Registered: ‎10-28-2011
0

Re: Are 3 hp's too many??

Id burn some hp's getting increases on other accounts then close it.
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Established Contributor
cashnocredit
Posts: 1,012
Registered: ‎07-18-2009
0

Re: Are 3 hp's too many??

3 HPs wouldn't bother me. So far all my creditors have pulled EX which seems to be a CA thing. One on TU and EQ has no practical affect.

I have reestablished credit over the last couple years
so my moniker is, well, rather out of date.

WM Discover $1800, WF Plat 12k, Chase Freedom Siggy15k, Amex Plat (60k H/B), Citi AA EWMC 25k
Senior Contributor
youngandcreditwrthy
Posts: 6,174
Registered: ‎08-16-2012
0

Re: Are 3 hp's too many??

Ewww!!!! I never do clis if the creditor wants to hp me... Forget that!! Maybe since it is a CU... Get copies of your reports yourself and show them ...?
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
navigatethis12
Posts: 1,916
Registered: ‎01-24-2012
0

Re: Are 3 hp's too many??

I would not really mind. It is not like the three hard pulls are all on the same report. Sometimes different reports can have different information so I can understand them wanting to see the whole situation.


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