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Are 7 Inquiries Too Much For Amex Approval?

Established Contributor

Are 7 Inquiries Too Much For Amex Approval?

Hey Folks,
 
I'm getting ready to apply for Amex in September. By that time, I will have 7 "counting" inquiries on my EX report.  Is this still too many to get an Amex approval? I've been turned down once before, partly due to "too many recent inquiries."  In September, my last credit app will have been a little over 3 months ago.  Let me know what you guys think.  This form continues to amaze me!

Message 1 of 7
6 REPLIES
Moderator Emeritus

Re: Are 7 Inquiries Too Much For Amex Approval?



Uncle_Money wrote:
Hey Folks,
 
I'm getting ready to apply for Amex in September. By that time, I will have 7 "counting" inquiries on my EX report.  Is this still too many to get an Amex approval? I've been turned down once before, partly due to "too many recent inquiries."  In September, my last credit app will have been a little over 3 months ago.  Let me know what you guys think.  This form continues to amaze me!



Amex has recently become more inquiry-sensitive than they used to be.  I have seen Amex approvals for people reporting dozens of inquiries, but recently they have been denying CLIs for people with only 1-2 inquiries in the last six months.
 
If you can wait three more months until your most recent inquiry is more than six months old, I'd say your chances would go up considerably.  As always, though, YMMV.
 
----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. Smiley Surprised )
Message 2 of 7
Established Member

Re: Are 7 Inquiries Too Much For Amex Approval?

i think i had about 6 or 7 when i first got my blue. i then got a gold charge and because of new car purchase i had around 10 then.  good luck. i think some of the inquires depend on the what the purpose was.
good luck. personally i think amex is great
Message 3 of 7
Established Member

Re: Are 7 Inquiries Too Much For Amex Approval?

I was recently approved for a Blue Sky with 9 inquiries on my EX report.
Message 4 of 7
Established Contributor

Re: Are 7 Inquiries Too Much For Amex Approval?

I got the Delts SM in April with 57 inquiries....Smiley Tongue
07/26/2007 TU-688
EQ-656
EX-649
Message 5 of 7
Regular Contributor

Re: Are 7 Inquiries Too Much For Amex Approval?


unknown_entity wrote:
I got the Delts SM in April with 57 inquiries....Smiley Tongue

Smiley Surprised On 1 report or all 3?

Starting Score: 702
Current Score: 728
Goal Score: 760


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Message 6 of 7
Established Contributor

Re: Are 7 Inquiries Too Much For Amex Approval?

Just on one report.....lol.
07/26/2007 TU-688
EQ-656
EX-649
Message 7 of 7