@sccredit wrote:My favorite is definitely Discover right now! They are BY FAR the best to deal with!
Hey, I see by your sig that you have a USAA Amex - They were my highest CL for a long time. I think based on your other CL's you have a good chance of being able to trade a hard EX pull for a CLI. I did that last year in Jan and plan to do it again this year.
So far they are my top pick in customer service, followed close behind by the Chase backdoor credit analysts.