Are Citi pre-selected offers any good?

[lhcole77]

I, too, have never been turned down on a prequal offer. Obviously it's a YMMV.

Received offers for Simplicity and DC. Cold app'ed for AA, though I'd had an offer in the past.

[jim44]

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@Anonymous wrote:
You may not care about the APR today but you never know what tomorrow holds . Illness , accidents , loss of employment are just a few things that could one day make you carry a balance . CC's are not the best route to take in theses cases but sometimes they're the only route available to you .

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So true and if by chance the OP or anyone with this card took advantage of 0% for 18 months and by some misfortune had a balance at the end of the promo period then the APR would matter. 

[Anonymous]

on another note for CITI my mailers are their lowest APR but on their "See if your prequal" site offers its their highest APR. IDKY.

Citi: Make up your MIND.....

[Seatown1two]

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@Anonymous wrote:

on another note for CITI my mailers are their lowest APR but on their "See if your prequal" site offers its their highest APR. IDKY.

Citi: Make up your MIND.....

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Exact same situation as me... I don't get it... But went ahead and app'd and was approved for 3.7k at the terms in my original post.