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Are Kays Jewery Credit cards hard to get?

Established Contributor

Re: Are Kays Jewery Credit cards hard to get?


Burned2manybridgesB4 wrote:
Easy to get. Pain free. Quick call from their financier due to my FA. $5400.00 approved.

cool! congrats

 

i will wait i have 3 new account in teh last month and 5 total in the last 3

Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Message 21 of 29
Moderator

Re: Are Kays Jewery Credit cards hard to get?

What is this about requalifying? I haven't had that experience with Jared's the sister company and I've had the card since 2009. Now my line is up to $15,000: by far my largest cr line.

Message 22 of 29
New Contributor

Re: Are Kays Jewery Credit cards hard to get?

What CR does Kay pull?

~Rebuilding Our Lives~
Message 23 of 29
Valued Contributor

Re: Are Kays Jewery Credit cards hard to get?

Equifax for me, but the csr said they can pull randomly/multiples.
Message 24 of 29
New Member

Re: Are Kays Jewery Credit cards hard to get?

Easiest card IMO. When I applied all I had on file was a chevron card with 3 months history. I was for 2k. Sill have the card but haven't used it in quite a while.


Starting Score: 632
Current Score: 632
Goal Score: 750


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Message 25 of 29
Established Contributor

Re: Are Kays Jewery Credit cards hard to get?

I would like to hear more about the requalifying......has anyone actually been thru it, is it just a soft pull they do behind the scenes or do they make you apply again?

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Message 26 of 29
New Contributor

Re: Are Kays Jewery Credit cards hard to get?

Can somebody explain the "buy a gift card and use it to pay the balance"? I paid off my card awhile back and have had no real use for it since except total utilization ($7600cl)  which I'd like to keep.

Message 27 of 29
Contributor

Re: Are Kays Jewery Credit cards hard to get?

i think it means use your store card to buy a gift card, then use the gift card to pay the balance on your store card just to show some activity

Current: |MyFico TU-766| |MyFico EQ-737| |Amex EX-736| (May '13)
Message 28 of 29
Valued Contributor

Re: Are Kays Jewery Credit cards hard to get?

I don't wanna play with you guys anymore....

My old lady knows my limit, and she's looking at $3k rings....

Ugh.....Smiley Frustrated

Message 29 of 29