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Regular Contributor
Posts: 195
Registered: ‎03-27-2013
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Are all Cap1 cards considered Rebuilder?

I was just instantly approved for $2000 CL for Cap1 Platinum Mastercard.

 

I've read that many rebuilding cards start with $500 then increase to $750 and rarely offer CLI after that. 

 

If I'm starting at $2000, can I expect any increases? 


Starting Score: 524
Current Score: 715
Goal Score: 720


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Frequent Contributor
Posts: 367
Registered: ‎06-02-2008
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Re: Are all Cap1 cards considered Rebuilder?

not all  CrapOne cards are rebuilders.  They have some pretty nice prime cards (Venture and Cash Rewards).  The Platinum Prestige is their prime version of the Platinum card.


AmEx PRG (NPSL) | AmEx Costco ($8.2K) | AmEx Delta Gold ($19.3K) | AmEx BCE ($5K) | Chase United Explorer ($10K) | Chase Sapphire Preferred ($7.5K) | Chase Freedom ($8.2K) | Discover it ($3K) | Capital One Quicksilver ($2.5K) | PayPal Extras ($2.5K) | Lowes ($3.3K) | Walmart ($4.3K) | Amazon ($2.5K) | Restoration Hardware ($8.8K) | Crate & Barrel ($8.3K)
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Homeowner since 05/29/13
Established Contributor
Posts: 655
Registered: ‎12-21-2012
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Re: Are all Cap1 cards considered Rebuilder?


somnipotent wrote:

not all  CrapOne cards are rebuilders.  They have some pretty nice prime cards (Venture and Cash Rewards).  The Platinum Prestige is their prime version of the Platinum card.


You call them "CrapOne" yet admit the card is pretty nice. 1.5% cash back on everything, no f/x fee, and fantastic customer service. Dang, that sure sounds like crap to me /sarcasm.

 

The only thing I wish is that my Cash Rewards Visa Signature looked a bit nicer (physical look of the card plastic) and that it had an EMV chip.

American Express Costco TrueEarnings - $8,300; American Express Blue Cash Everyday - $5,000; American Express Delta Gold - $7,300; Bank of America Travel Rewards - $5,000; Barclaycard Arrival+ - $5,000; Citi Forward - $5,800; Chase British Airways - $14,500; Discover It - $4,500; HSBC Platinum with Rewards - $5,000
Valued Contributor
Posts: 1,339
Registered: ‎09-11-2012
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Re: Are all Cap1 cards considered Rebuilder?


aurelie00 wrote:

I was just instantly approved for $2000 CL for Cap1 Platinum Mastercard.

 

I've read that many rebuilding cards start with $500 then increase to $750 and rarely offer CLI after that. 

 

If I'm starting at $2000, can I expect any increases? 


$500 that's it.

 

You will be put in creditstep program, look at your online document when you sign in to your acct. After a year, you can use EO like many others did here.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
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Established Contributor
Posts: 762
Registered: ‎03-27-2013
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Re: Are all Cap1 cards considered Rebuilder?

all cap1 so called rebuilder cards max out at 3,000.

 

you should or will be receiving a credit step program document.

 

i have a cap1 platinum, under credit step and i started out wit 500 and after end of my 5th statement, cap1 bumped it up to 1500.

 

i was pumped.


BK 7 Discharged 6/12 (Burned Amex, Chase and Citi)
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