05-05-2011 05:09 PM
For scoring, they are all the same, you may be able to explain them in a manual review (say recon) as long as you don't have a lot of them.
05-05-2011 10:49 PM
Vish is pretty much right.
05-06-2011 06:44 AM
With the exception that multiple inquiries for an auto loan, student loan or mortgage within a 45 day period only count as a single inquiry for scoring purposes. Thus, you can shop for the best rates without fear of hurting your FICO score.
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