Frequent Contributor
Posts: 361
Registered: ‎07-31-2007

Re: Are all the companies increasing their APRs?

You're very lucky Jim. I wish I was that fortunate. I certainly understand why the card companies are doing it and I understand why TD Bank is doing it in this case. This was one of the few cards, that had absolutely no fees - no overlimit fee, no late. There was a finance charge, but that's no big deal. I've decided I'm going to make a large payment on this card and just use it for gas. Since I'll continue to get 3 points until June 20, I might as well continue to use and then use my points for something nice.



6/9/2008 Experian-635

2/16/2011 Transunion - 675
3/11/2011 Equifax - 688
5/13/2011 Equifax - 704
5/28/2011 Equifax - 704
5/28/2011 Transunion - 724

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+