You're very lucky Jim. I wish I was that fortunate. I certainly understand why the card companies are doing it and I understand why TD Bank is doing it in this case. This was one of the few cards, that had absolutely no fees - no overlimit fee, no late. There was a finance charge, but that's no big deal. I've decided I'm going to make a large payment on this card and just use it for gas. Since I'll continue to get 3 points until June 20, I might as well continue to use and then use my points for something nice.
In the Garden Club since: 07/05/2017
6/9/2008-TransUnion-703
6/9/2008-Equifax-712
6/9/2008 Experian-635
2/16/2011 Transunion - 675
3/11/2011 Equifax - 688
5/13/2011 Equifax - 704
5/28/2011 Equifax - 704
5/28/2011 Transunion - 724