cancel
Showing results for 
Search instead for 
Did you mean: 

Are most CCC's requiring a hard pull for a CLI now?

Moderator Emeritus

Re: Are most CCC's requiring a hard pull for a CLI now?

I just requested a CLI on my 5 1/2 month old Barclay's Juni.

 

They told me they would be looking at my credit, and I anticipated a hard pull.  At that time I had no inquiries on TU, so I was comfortable with that.

 

They pu me on hold, and came back with approved CLI.  And guess what - no hard pull!

Just puttin' syrup on something, don't make it pancakes.
Message 31 of 32
Highlighted
Regular Contributor

Re: Are most CCC's requiring a hard pull for a CLI now?

I think it may be simplier than that.  Many of them are not really wanting to issue CLI's and requiring a Hard Pull will make a lot of people think twice before agreeing to that.  Just a thought.

11/15/11- TU FICO 707 EQ FICO 710 EXP FAKO 738 (USBANK)
12/12/11 - TU Fico 727 EQ FICO 710 EXP FAKO 739 (USBANK)
Goal Score - 750 by 12/31/2012
Message 32 of 32