Are new cards easier to get approved for?

[distantarray]

Depends on the card, they still won't give me a Amex Black =\

[CreditScholar]

It's good, but not as good as many make it out to be. I had one and wasn't all that impressed. It actually caused me as many problems as it solved.

[Anonymous]

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@CreditScholar wrote:
It's good, but not as good as many make it out to be. I had one and wasn't all that impressed. It actually caused me as many problems as it solved.

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Can you elaborate?

[jeffery581]

RE:That made me come to the conclusion that Discover is pushing the IT card recently?

They may be pushing it to qualified applicants. 

[CreditScholar]

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@Anonymous wrote:

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@CreditScholar wrote:
It's good, but not as good as many make it out to be. I had one and wasn't all that impressed. It actually caused me as many problems as it solved.

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Can you elaborate?

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Sure. I was an AU on my parents centurion some years ago, and it often caused a lot of hassles. Imagine the reactions people get with the CSP "Ooo this is really heavy, what is it?" Now multiply that by 1,000. This is especially true since unlike my parents, I like to enjoy a mostly "normal" life and therefore the places I frequent never see a card like that.

When I was 18 I was in my "rich people are evil and it's our obligation to help the world" phase, so I turned down several ivy league schools to attend a state university on a full scholarship. Most of my friends there struggled to pay their tuition, worked multiple jobs, etc. It was quite an eye-opening experience for me. I was confronted with things I'd never even considered before, and it greatly changed the way I thought about many things.

One time several of us went out for dinner. They were really short on cash since we'd all just purchased our textbooks, so I offered to pick up the tab. Not thinking, I pulled out my cent to pay for it. Some of my friends couldn't stop asking questions, while others didn't want to speak with me again because I was one of THOSE people, pitying the poor fools who couldn't afford dinner. I learned really quickly not to pull out that card again. I continued to get hassled to pay for stuff for the next several months, and eventually ended up having to find a new group of friends.

For me it didn't function all that differently to any other credit card, other than the reactions and subsequent treatment I received. Then again I didn't need have any complex issues or requests, so that might have been part of it as well.