Are student cards exclusively for students?

[pdxuser]

Or are they just marketed to students? Because some have nice terms and attractive designs.

[wmarat]

It depends.

Some issuers ask for proof, some trust your word.

[Anonymous]

What constitutes a "student"?  Attending a four year university? Grad school? Community college? Culinary Institute? What if you are only taking a class to keep up to date on design and drafting software?

[Miner]

A student is anyone enrolled in a college or university that can prove it with a valid registration.  That includes community college.  Read the fine print on any application to see what youn need to qualify.  I don't think a simple extension class would qualify.  But taking graduate courses at night after work to get a masters would qualify since your registration would be the same as a full time grad student who has never worked.

Be aware that student applications are typically for people with no or short credit histories, so if you have a long history, they may look twice at it.

Message Edited by Miner on 10-23-2008 10:57 AM

[pdxuser]

Well, I have no history yet. Do student cards eventually evolve? I mean, students eventually graduate, so shouldn't the cards as well?

[Miner]

Wells Fargo didn't.  Stayed $750 CL til I closed it.  My student Discover eventually had a $12.2k CL and became a Platnium Discover (now would be a More Card) before I lost it in 2003.  I had 2 other VISAs from banks that grew nicey with me until I closed them years latter (one had $2500CL and the other $4500).

[Anonymous]

I have a very short credit history (less than six months). The class I am taking is not an "extension" class it is a full course. I take them every few years to keep my skills up with the young pups. So.... that being said I think I might try applying for the Discover Student card.