09-27-2012 05:54 PM
Is it required that CC lenders are supposed to send your scores whether or not you are approved? I just thought about it and I have not received anything of the such on my last spree>
09-27-2012 05:59 PM
09-27-2012 06:16 PM
it would be on the approval or denial letters. if not given the best terms. as stated.
for example for a amex charge card you wouldnt get one as you cannot get any better terms then that since its pif every month.
revolvers though you should get it in the letter usually on the back in smal print but a bold score.
|Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)|
Starting total revolving credit: $2600 | Current total revolving credit: 31k+
Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
|Amex Zync(Unicorn) |
Citi Diamond Preferred$6000
09-27-2012 09:53 PM
I'm pretty sure it goes.
They have to give you your scores, but only if you denied, and only if that was a part of the reason why. (So if its something else like too many recent HPs, then no you don't get it)
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO