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BIGGER IS BETTER
No. I'd like my Citi at 25k, Ring at 25k. Chase and Sallie at 10k. But with ring at 25k I would be willing to suffer even a drop to 5k on Sallie if Barclays had total exposure problems. Then I'd be happy.
I am mostly satisfied and my current credit limits are more than enough . But , that still does not stop me from hitting the Luv button for the SP CLI .
@CreditMagic7 wrote:
@Anonymous wrote:Yes- I am satisfied.
What he said ^
What SHE said. . I would like 5k and above cards. If it means lowering the pack number, so be it. I need to trim anyway. However, I would not use the available credit I have now, so as a snapshot, my limits are fine for now. This makes gardening easier.
I would say so. I went from a card with $5000 line 13 months ago to cards over $20k. I would say very happy and some of me wants to keep going to get one to the $50k club. I think I may only be able to do this with BoA and maybe Chase if I move limits around.
Amex ED - 20,000
Discover IT - 12,500
Chase Sapphire - 8,000
Chase Freedom - 1,500
One of these things is not like the others...don't know why chase has to be so difficult.
I am on a couple of my cards but for the most part I would like increases. It's a little hard to keep my utilization in check with my low limit cards so they only get used for small bills or items.
I am sitting at around $60k (not bad from being at $13k a few months ago). I don't really care about total CLs but will include them. If I could make instant changes without consequences, I would:
Care Credit $15.6k
CreditOne $1050 (closing 3/16)
Buckle $1.3k close
Commerce Bank Visa $2k close
Cap1 QS $3.5k > $10k or Close
Sam's PLCC $8.3k PC to MC at 10k CL
AMEX ED $5k > $10-20k convert to EDP
Citi DoubleCash WMC $2.4k CLI to $5k
BOA Amtrak WMC $2.1k CLI to $10-$15k due to BOA BT offers
2.9% CU Visa $3k CLI to $5k
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Total new CL $90k
over 5 yrs ADD:
SPG 30k bonus
Ebates @10k+
BOA BBR $1k
BOA BBR $1k
BOA BBR $1k
Citi Premier
Citi Prestige
Diners for hidden TL
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Total $120k limit
I guess since most of my cards are from May of this year and onward, and my oldest is from 2013 (care credit), time is probably the only thing to make this happen! And y'alls help!