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Aren't all cards the same?

Super Contributor

Re: Aren't all cards the same?

Yes utilization has no memory.
Message 21 of 22
Regular Contributor

Re: Aren't all cards the same?

It goes down if you pay it off before the next reporting cycle sure.  But I'm also glad to hear you'll be paying it down in the very near future.  If you can help it, you don't want cards to report UTL that high, its a score tanker.  Once I learned that one, I also applied multiple payments.  The bank won't care as long as they get paid. 

Message 22 of 22