Hello -
Currently I have Arrival + $11,000 (gets pretty heavy usage) and Simplicity $15,000 (rarely use it).
My $89 Arrival + fee hit this past weekend, and I just called to see if I could have it waived again or reduced, but was told I could not.
I have have had two different Citi supervisors tell me that I can PC the Simplicity to Double Cash once my 0% interest promotion is up in Jan.
1. I do not mind downgrading to the no annual fee Arrival if I know I can recoup most of that 2% cashback reward through Double Cash -
2. I have read here that the Simplicity cannot be PCed to anything - including DC.
3. I sent a SM to Citi this weekend - trying to get confirmation of what the supervisors told me in writing - but whomever read responded - totally misunderstood my question - and so I had to send a clarifying message.... still waiting to hear back
Dilemma -
I do not know if I should trust the Citi supervisors' information that the Simplicity can be PCed in a few months - and just go ahead and downgrade my Arrival +, which I really do enjoy. I would hate to downgrade just to be later be told what so many people have said in theses forums: The Simplicity cannot be PCed.
Advice?
Thanks -
“We delight in the beauty of the butterfly, but rarely admit the changes it has gone through to achieve that beauty.”