As of 12/02/2016 - Capital One will NOT convert Secured to anything else

[Khalifa_Jayy]

Just called and tried after trying for a CLI online. Obviously, it dind't go through, so I called to ask if I could get it converted to a different product. Cust. Service Rep checked and said currently there can be no product changes made on secured cards, but to try again some other time. I said no thank you and asked to close it out. I had put $900 of my own collateral on that card, and over time they had added $351 of their own. It wasn't worth it for me to keep it, so I asked for him to close it. I'm in a much better place now (largely due to the positive effects of that very same sec. card), so I was ok closing it out. While doing that, I also had him convert my Platinum MasterCard to a QuickSilver to at least get something out of my purchases.

Is there any other CapOne card worth having?

[azguy13]

They have been giving out some monster limits on the Venture lately. I am not sure if you are in the position to app for it or not but there have been some pretty good data points on it recently. 

[Anonymous]

Was the card still secured or had you received your deposit back?

[Khalifa_Jayy]

My deposit was still there. I will be receiving $900 back since I've closed it out.

[austinguy907]

Considering your mountain top thread and success in getting your other Cap1 from 5K to 8K and the other approvals this secured card has served its purpose.  You've moved on and they haven't come up with a plan to convert and keep the additional line open.  There's very few people that actually get to graduate a secured card with Cap1 and this makes things frustrating to have to apply for a new one and take the triple pull to get something more appropriate.  

[Anonymous]

@Khalifa_Jayy

You're still lucky that CapOne was able to convert your Platinum to a QS card.

I called them couple of days ago to waive the AF I just got hit on the CapOne Platinum. They approved the 1 time courtesy waive, I also asked them to prevent this AF to keep happening, why can't u just upgrade my card to something new. The rep kept on telling me I have no outstanding offers and to try to call back some other time. Also said if I was eager to upgrade why won't I just apply for new card. That's a no no for a Gardener like me. (Gardening Mode ATM)