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As of today 7/24 I'm at 4/24 and was going to wait until 8/1 to apply for CSR because I heard EX doesn't post the exact date your card was opened only the month, so I don't want to take that risk of a denial solely based on that. I currently bank with Chase and have preapprovals for multiple cards in my offer section when I log in to my account. My card lineup is Capital One Quicksilver $3,050 CL, Discover It $3,700 CL, Chase Freedom $7,000 CL, Chase Sapphire Preferred $7,500, and Amex Blue Cash Preferred $9,000. I make anywhere from $45,000-50,000 a year and all three Fico scores are above 750. What do you guys think my approval odds are? Thanks in advance!
@Anonymous wrote:
Are you planning on keeping the CSP? A lot of overlay with the CSR
No, I'm going to downgrade it to the Freedom Unlimited so I can have the trifecta.
I would probably wait a month from my anticipated "all-clear" date to ensure I don't burn an HP. But that's just me!
Not to hijack, but if I get the CSP prequal message, should I be confident in knowing I'm not barred by 5/24?
CreditXpert Scores: EX [672] | EQ [681] | TU [677] | American Express FICO 8: EX [698]
@Khalifa_Jayy wrote:I would probably wait a month from my anticipated "all-clear" date to ensure I don't burn an HP. But that's just me!
Not to hijack, but if I get the CSP prequal message, should I be confident in knowing I'm not barred by 5/24?
CreditXpert Scores: EX [672] | EQ [681] | TU [677] | American Express FICO 8: EX [698]
Green check marks are said to override 5/24...so you should be good if you have one.