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@Anonymous wrote:Their is nothing for you to be ashamed of.....hard times and credit challenges happen to many of us.
+1000
Don't give up. Depending on the negative information on your CR, you may be able to get a store card. I would liook towards a Sams/Walmart card but you would have to do research on their approval rates based on your credit profile.
Finnaly don't forget a no now could be a yes 6 months to a year later from someone else. It takes time but it will happen.
I also totally agree....don't be ashamed at all for being in a bad situation right now. Especially since you are obviously addressing your issues, trying to clean up what you can & doing all you can to move forward & get some credit back on the positive side.
Post what you can about what your reports show & we'll try & help you with any negativeaccts that are reporting.
Hang in there....you have a ton of wisdom here on the boards & we ALL want to see you improve!!!
I love this place....I'd still be in the FICO toilet without them!!
Wells Fargo website says "No liens" to get the secured card. I assume that means if you have unpaid account, you don't qualify.
Does anyone know exactly what that means?