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Ashley Furniture GE Experience?

Epic Contributor

Ashley Furniture GE Experience?

Been so long I still thought it was backed by Citi!

 

Anyone have recent experience (I'm in CA)

 

Looks just like a CareCredit app.... Should you ask high and it counters or ask little lower and then instantly call about going up??

 

Through Memorial Day they are offering up to 60 months 0% or up to 25% off but still financing for 12+ months!!!! (INCLUDING TEMPUR-PEDIC!)

14 REPLIES
Established Contributor

Re: Ashley Furniture GE Experience?


Creditaddict wrote:

Been so long I still thought it was backed by Citi!

 

Anyone have recent experience (I'm in CA)

 

Looks just like a CareCredit app.... Should you ask high and it counters or ask little lower and then instantly call about going up??

 

Through Memorial Day they are offering up to 60 months 0% or up to 25% off but still financing for 12+ months!!!! (INCLUDING TEMPUR-PEDIC!)


They always have great promotions like that. But that one is the best so far. Im also trying to convice my DW in apping for it to get a new mattres... Smiley Happy let me know if you apply and how much you get.

Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Established Contributor

Re: Ashley Furniture GE Experience?

I just checked the app page and their APR is 29.99% so you better pay it off before the 0%apr promotional months, if not they will charge all the accrured interest at once Smiley Wink

Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Epic Contributor

Re: Ashley Furniture GE Experience?


zerobacan wrote:

I just checked the app page and their APR is 29.99% so you better pay it off before the 0%apr promotional months, if not they will charge all the accrured interest at once Smiley Wink


Yes that is about the highest for GE but most are 24.99-26.99 these days so I don't even pay any attention to it.

Highlighted
Established Member

Re: Ashley Furniture GE Experience?

Was approved for 5k about 2.5 months ago, purchased 1.8k on that day...yesterday I went and purchased a bed for my mom and received an increase of 2k., so they are pretty generous. Scores exp 718 EQ. 687 TU08 708 hope that helps!
LOWES-25K|CSP-15K|DISCOVER-15K|BARCLAYS-13K|AMEXEDP-30K|CITI-11.2K|BBMC-10K|WALMART-10K|CAP1Q.S.-5K|NORDSTROM 8K|FNBO AMEX 4K

FICO EQ08 743TU08 741EX08 753
Established Contributor

Re: Ashley Furniture GE Experience?

GE is always very generous...

Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Epic Contributor

Re: Ashley Furniture GE Experience?

Did you ask for the $5k?
Did you ask for increase?

Has anyone asked for say $20k on app and got instant approval for a counter or does that mess with system?
The only 2 times I have seen apps for care credit the person got instant for what was asked for and never bothered calling...
Frequent Contributor

Re: Ashley Furniture GE Experience?

When I got mine, I already had furniture picked out, so they ran the app and I got approved for about $500 more than I needed.  I got the 0% financing but I can't remember the term because I had planned on paying it within 6 months.  More than a year later, I got something else there and got the 0% financing for a year but had that paid off within a couple of months.

Barclays USAir World MC $8300 - DCU $7500 - USAA World MC $7000 - PayPal Extras MC (GE) $5500 - Chase Saphire Preferred $5000 - Discover It $6000 - Barclays Sallie May $2700 - Chase Freedom $1000 - Capital One $8500 (business) - store cards ranging from $500-$9500
Mega Contributor

Re: Ashley Furniture GE Experience?

Good to know they have this store account, I like their furniture!!! Smiley Happy




EQ FICO 548 3/3/16
Established Contributor

Re: Ashley Furniture GE Experience?

They do have nice furniture! I got my bedroom set and my sofa from there.

 

But I thought they were through Wells Fargo. Maybe they were a long time ago? But if they are through GE now, it shouldn't be hard to get approved. 

Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | CSR $10K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years