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Epic Contributor
Creditaddict
Posts: 20,335
Registered: ‎10-23-2007
0

Ashley Furniture GE Experience?

Been so long I still thought it was backed by Citi!

 

Anyone have recent experience (I'm in CA)

 

Looks just like a CareCredit app.... Should you ask high and it counters or ask little lower and then instantly call about going up??

 

Through Memorial Day they are offering up to 60 months 0% or up to 25% off but still financing for 12+ months!!!! (INCLUDING TEMPUR-PEDIC!)

Fico Scores: EQ- HATE U, TU 671 GE, EX 695 NASA(09-24-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Walmart $400
Over 45 Cards in between :smileytongue:
Established Contributor
zerobacan
Posts: 726
Registered: ‎01-13-2013
0

Re: Ashley Furniture GE Experience?


Creditaddict wrote:

Been so long I still thought it was backed by Citi!

 

Anyone have recent experience (I'm in CA)

 

Looks just like a CareCredit app.... Should you ask high and it counters or ask little lower and then instantly call about going up??

 

Through Memorial Day they are offering up to 60 months 0% or up to 25% off but still financing for 12+ months!!!! (INCLUDING TEMPUR-PEDIC!)


They always have great promotions like that. But that one is the best so far. Im also trying to convice my DW in apping for it to get a new mattres... :smileyhappy: let me know if you apply and how much you get.

Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Established Contributor
zerobacan
Posts: 726
Registered: ‎01-13-2013
0

Re: Ashley Furniture GE Experience?

I just checked the app page and their APR is 29.99% so you better pay it off before the 0%apr promotional months, if not they will charge all the accrured interest at once :smileywink:

Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Epic Contributor
Creditaddict
Posts: 20,335
Registered: ‎10-23-2007
0

Re: Ashley Furniture GE Experience?


zerobacan wrote:

I just checked the app page and their APR is 29.99% so you better pay it off before the 0%apr promotional months, if not they will charge all the accrured interest at once :smileywink:


Yes that is about the highest for GE but most are 24.99-26.99 these days so I don't even pay any attention to it.

Fico Scores: EQ- HATE U, TU 671 GE, EX 695 NASA(09-24-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Walmart $400
Over 45 Cards in between :smileytongue:
Established Member
rg23
Posts: 21
Registered: ‎02-15-2011
0

Re: Ashley Furniture GE Experience?

Was approved for 5k about 2.5 months ago, purchased 1.8k on that day...yesterday I went and purchased a bed for my mom and received an increase of 2k., so they are pretty generous. Scores exp 718 EQ. 687 TU08 708 hope that helps!


FICO EQ 684 TU08 734 EX08 FNBO 722
Established Contributor
zerobacan
Posts: 726
Registered: ‎01-13-2013
0

Re: Ashley Furniture GE Experience?

GE is always very generous...

Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Epic Contributor
Creditaddict
Posts: 20,335
Registered: ‎10-23-2007
0

Re: Ashley Furniture GE Experience?

Did you ask for the $5k?
Did you ask for increase?

Has anyone asked for say $20k on app and got instant approval for a counter or does that mess with system?
The only 2 times I have seen apps for care credit the person got instant for what was asked for and never bothered calling...
Fico Scores: EQ- HATE U, TU 671 GE, EX 695 NASA(09-24-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Walmart $400
Over 45 Cards in between :smileytongue:
Frequent Contributor
kimmiller112
Posts: 467
Registered: ‎04-09-2012
0

Re: Ashley Furniture GE Experience?

When I got mine, I already had furniture picked out, so they ran the app and I got approved for about $500 more than I needed.  I got the 0% financing but I can't remember the term because I had planned on paying it within 6 months.  More than a year later, I got something else there and got the 0% financing for a year but had that paid off within a couple of months.

Barclays USAir World MC $8300 - DCU $7500 - USAA World MC $7000 - PayPal Extras MC (GE) $5500 - Chase Saphire Preferred $5000 - Discover It $5000 - Barclays Sallie May $2700 - Chase Freedom $1000 - Capital One $8500 (business) - store cards ranging from $500-$9500
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Ashley Furniture GE Experience?

Good to know they have this store account, I like their furniture!!! :smileyhappy:




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
andre181
Posts: 626
Registered: ‎07-29-2010
0

Re: Ashley Furniture GE Experience?

They do have nice furniture! I got my bedroom set and my sofa from there.

 

But I thought they were through Wells Fargo. Maybe they were a long time ago? But if they are through GE now, it shouldn't be hard to get approved. 

Discover IT $24K | FNBO Visa $20K | Citi Forward $12.5K | US Bank Cash+ Visa Sig $10K | Priceline/Barclays $10K | Amazon/Chase Visa Sig $8.3k | Citi ThankYou Preferred $6.5K | BoA Cash Rewards 1-2-3 Sig $7.5K | Sallie Mae World MC/Barclays $5K | Capital One Cash Rewards $5K | Commerce Bank $5K | WF Cash Back Visa $3.6K | Amazon/GEMB $2.5K | Younkers/Comenity $2.4K | AMEX BCE $2K Target $1K | AMEX Green
EX FICO (from AMEX): 754, TU08 FICO (from Discover): 755, AAoA: 3.6 years

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