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Asked for Macy's store card upgrade

Epic Contributor

Re: Asked for Macy's store card upgrade

 


tsquad131 wrote:

I just got approved for the store card and called in and asked if i could upgrade to the american express card and they told me they put in a request but it wouldn't result in a hard pull. Havent called back and checked the status on the upgrade yet


If you just applied recently, I wouldn't put in a request now because when you apply your already considered for the amex first and if you don't qualify they then consider you for the store card.  Unless they are somehow using the credit pull they already have, applying for the amex card is a hard pull

 

Message 11 of 18
Frequent Contributor

Re: Asked for Macy's store card upgrade

Yeah I think that is what the customer service representative told me since i had applied recently they will use my credit report they just pulled because it was very recent

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Message 12 of 18
Established Contributor

Re: Asked for Macy's store card upgrade

 


Creditaddict wrote:

 


tsquad131 wrote:

I just got approved for the store card and called in and asked if i could upgrade to the american express card and they told me they put in a request but it wouldn't result in a hard pull. Havent called back and checked the status on the upgrade yet


If you just applied recently, I wouldn't put in a request now because when you apply your already considered for the amex first and if you don't qualify they then consider you for the store card.  Unless they are somehow using the credit pull they already have, applying for the amex card is a hard pull

 


I think that's only true if he applied in store. Online applications seem to only yield a store card.

 

Message 13 of 18
Epic Contributor

Re: Asked for Macy's store card upgrade

 


Ulan wrote:

 


Creditaddict wrote:

 


tsquad131 wrote:

I just got approved for the store card and called in and asked if i could upgrade to the american express card and they told me they put in a request but it wouldn't result in a hard pull. Havent called back and checked the status on the upgrade yet


If you just applied recently, I wouldn't put in a request now because when you apply your already considered for the amex first and if you don't qualify they then consider you for the store card.  Unless they are somehow using the credit pull they already have, applying for the amex card is a hard pull

 


I think that's only true if he applied in store. Online applications seem to only yield a store card.

 


oh yes, sorry you are correct... didn't even think about if they had applied online

 

Message 14 of 18
Frequent Contributor

Re: Asked for Macy's store card upgrade

I applied in store I just wanted to see if they will reconsider for amex if i called the backdoor number tomorrow

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Message 15 of 18
Epic Contributor

Re: Asked for Macy's store card upgrade


tsquad131 wrote:

I applied in store I just wanted to see if they will reconsider for amex if i called the backdoor number tomorrow


what limit did you get on the store card?

Message 16 of 18
Frequent Contributor

Re: Asked for Macy's store card upgrade

only $600

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Message 17 of 18
Valued Contributor

Re: Asked for Macy's store card upgrade

thanks everyone for making me more aware that it is a hard pull since i've had my card since 2006.

 

If i was to get a macy's amex card, would the date opened be the orignal 2006 date since they are both macy's cards (going off of what amex does with backdating) or todays's date if i was to get it now. thanks

Message 18 of 18