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Frequent Contributor
Posts: 345
Registered: ‎08-18-2013
0

Asking for CLI before mortgage reports.

[ Edited ]

OK so my mortgage isnt reporting yet, im guessing it wont report until may 1st when my first payment is due. Should I try and get CLI increases now before it hits, and if I do, do I need to put down the mortgage even though its not on my CR? IM sure thats the honest thing to do. But my mortgage is rather high (approx 8400 a month) and im sure that would make a difference between getting a CLI or not. I really dont need the higher limits. Im just trying to get them higher just "because". I wouldnt mind a higher limit on my CSP or my Citi prestige. But other than that I really dont care about the rest. I would just like a very high limit card that I could buy a car on or something and earn points. But my mortgage is through Chase so I guess they can see it regardless of it being on my credit no? Thanks!

 

 

Edit, not sure if this should be in the credit card forum or mortgage forum. 

Amex Platinum NPSL I Chase Sapphire Reserve 54K I JP Morgan Ritz 50k I Capital One QuickSilver 40K I Citi Prestige World E 35k I Barclays Arrival World Mc 29k I Barclays Arrival+ World E 29k I Amex BCP 30k I Amex Optima Platinum 30k I Chase Freedom 26,600 I Lowes Personal 25k I B of A Cash Rewards 20k I Pen Fed PR Visa Sig 20K I Home Depot 17k I NFCU Cash Rewards 5k

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Senior Contributor
Posts: 30,824
Registered: ‎02-07-2013
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Re: Asking for CLI before mortgage reports.

[ Edited ]

For CLI's your asked 

Income 

Rent or mortgage amount

Is there any additional income you wish to include such as assets

That's it

 

Oh and ask now before the new TL reports ....good luck

Before you app think...
Have you done your research of the CC?
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Do you know the cards benefits? Is it worth the HP?
Frequent Contributor
Posts: 345
Registered: ‎08-18-2013
0

Re: Asking for CLI before mortgage reports.


myjourney wrote:

For CLI's your asked 

Income 

Rent or mortgage amount

Is there any additional income you wish to include such as assets

That's it

 

Oh and ask now before the new TL reports ....good luck


Yes I have seen that. Should I put the new mortgage in there even though its now showing up yet? 

Amex Platinum NPSL I Chase Sapphire Reserve 54K I JP Morgan Ritz 50k I Capital One QuickSilver 40K I Citi Prestige World E 35k I Barclays Arrival World Mc 29k I Barclays Arrival+ World E 29k I Amex BCP 30k I Amex Optima Platinum 30k I Chase Freedom 26,600 I Lowes Personal 25k I B of A Cash Rewards 20k I Pen Fed PR Visa Sig 20K I Home Depot 17k I NFCU Cash Rewards 5k

Amex Biz Platinum NPSL I Lowes Business 42k I Amex Simply Cash + $22,500 I Chase Ink 21K I B of A World Points $20,500
Valued Contributor
Posts: 12,960
Registered: ‎08-13-2013
0

Re: Asking for CLI before mortgage reports.


awp317 wrote:

myjourney wrote:

For CLI's your asked 

Income 

Rent or mortgage amount

Is there any additional income you wish to include such as assets

That's it

 

Oh and ask now before the new TL reports ....good luck


Yes I have seen that. Should I put the new mortgage in there even though its now showing up yet? 


I would wait till it shows up on your reports first before i used it.

Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 10 K * Discover - IT 37.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 8.8 K * Amex - GDSM 5 K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******

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