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Frequent Contributor
awp317
Posts: 252
Registered: ‎08-18-2013
0

Asking for CLI before mortgage reports.

[ Edited ]

OK so my mortgage isnt reporting yet, im guessing it wont report until may 1st when my first payment is due. Should I try and get CLI increases now before it hits, and if I do, do I need to put down the mortgage even though its not on my CR? IM sure thats the honest thing to do. But my mortgage is rather high (approx 8400 a month) and im sure that would make a difference between getting a CLI or not. I really dont need the higher limits. Im just trying to get them higher just "because". I wouldnt mind a higher limit on my CSP or my Citi prestige. But other than that I really dont care about the rest. I would just like a very high limit card that I could buy a car on or something and earn points. But my mortgage is through Chase so I guess they can see it regardless of it being on my credit no? Thanks!

 

 

Edit, not sure if this should be in the credit card forum or mortgage forum. 

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Senior Contributor
myjourney
Posts: 26,659
Registered: ‎02-07-2013
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Re: Asking for CLI before mortgage reports.

[ Edited ]

For CLI's your asked 

Income 

Rent or mortgage amount

Is there any additional income you wish to include such as assets

That's it

 

Oh and ask now before the new TL reports ....good luck

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Frequent Contributor
awp317
Posts: 252
Registered: ‎08-18-2013
0

Re: Asking for CLI before mortgage reports.


myjourney wrote:

For CLI's your asked 

Income 

Rent or mortgage amount

Is there any additional income you wish to include such as assets

That's it

 

Oh and ask now before the new TL reports ....good luck


Yes I have seen that. Should I put the new mortgage in there even though its now showing up yet? 

Amex Platinum NPSL (with option to carry) USAA World MasterCard 35K I Chase Sapphire Preferred 25k I Citi Prestige World E 25k I Barclays Arrival World Mc 25k I Barclays Arrival+ World E 25k I Southwest Chase 24K I PenFed Visa Sig 23k I Target Visa 12k I Chase Freedom 10,100 I Discover IT 10k I OCCU Beaver 7k I Citi ThankYou Premier 5k I Lowes 25k
Edward Jones LOC 590k (limit varies depending on market) @3.49 I BB&T HELOC 250k @ 3.25
Chase Jumbo Mortgage Approved@ 4.6% 3/10/14!!!
Valued Contributor
-Wade-
Posts: 12,624
Registered: ‎08-13-2013
0

Re: Asking for CLI before mortgage reports.


awp317 wrote:

myjourney wrote:

For CLI's your asked 

Income 

Rent or mortgage amount

Is there any additional income you wish to include such as assets

That's it

 

Oh and ask now before the new TL reports ....good luck


Yes I have seen that. Should I put the new mortgage in there even though its now showing up yet? 


I would wait till it shows up on your reports first before i used it.

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