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Asking for NFCU CLI immediately after approval

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ficojoe
Frequent Contributor

Asking for NFCU CLI immediately after approval

Would it be wise and worthwile to use the website to requst a CLI right after being approved, or should I wait 6 months?

Message 1 of 6
5 REPLIES 5
webhopper
Moderator Emeritus

Re: Asking for NFCU CLI immediately after approval

Expect a HP.

My DH asked for an increase to 4k after his 2.5k approval. The CLI was granted so yes they do them. You can also use the secured message center to send in your pay stubs; which will probably assist you in getting a CLI
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 2 of 6
webhopper
Moderator Emeritus

Re: Asking for NFCU CLI immediately after approval

What was your initial approval limit?
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 3 of 6
ficojoe
Frequent Contributor

Re: Asking for NFCU CLI immediately after approval

I got cash rewards with $7500 limit. 2 weeks later I asked for a platinum card. Approved for $2500. I'd like to get that limit to at least $5000.
Message 4 of 6
webhopper
Moderator Emeritus

Re: Asking for NFCU CLI immediately after approval

You can always ask but be prepared for a counter offer from them
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 5 of 6
ficojoe
Frequent Contributor

Re: Asking for NFCU CLI immediately after approval

I'll ask for 7500 in case they counter maybe I'll still get what I want. NFCU has not said no to anything yet.
Message 6 of 6
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