Reply
Frequent Contributor
Posts: 310
Registered: ‎07-21-2012
0

Asking for NFCU CLI immediately after approval

Would it be wise and worthwile to use the website to requst a CLI right after being approved, or should I wait 6 months?

Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
0

Re: Asking for NFCU CLI immediately after approval

Expect a HP.

My DH asked for an increase to 4k after his 2.5k approval. The CLI was granted so yes they do them. You can also use the secured message center to send in your pay stubs; which will probably assist you in getting a CLI

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
0

Re: Asking for NFCU CLI immediately after approval

What was your initial approval limit?

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Frequent Contributor
Posts: 310
Registered: ‎07-21-2012
0

Re: Asking for NFCU CLI immediately after approval

I got cash rewards with $7500 limit. 2 weeks later I asked for a platinum card. Approved for $2500. I'd like to get that limit to at least $5000.
Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
0

Re: Asking for NFCU CLI immediately after approval

You can always ask but be prepared for a counter offer from them

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Frequent Contributor
Posts: 310
Registered: ‎07-21-2012
0

Re: Asking for NFCU CLI immediately after approval

I'll ask for 7500 in case they counter maybe I'll still get what I want. NFCU has not said no to anything yet.

Get a myFICO recommended credit card

Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.