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Frequent Contributor
ficojoe
Posts: 313
Registered: ‎07-21-2012
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Asking for NFCU CLI immediately after approval
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‎08-24-2012 12:55 PM

Would it be wise and worthwile to use the website to requst a CLI right after being approved, or should I wait 6 months?

Message 1 of 6 (844 Views)
 
Moderator Emeritus
webhopper
Posts: 7,225
Registered: ‎09-16-2011
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Re: Asking for NFCU CLI immediately after approval
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‎08-24-2012 07:13 PM

Expect a HP.

My DH asked for an increase to 4k after his 2.5k approval. The CLI was granted so yes they do them. You can also use the secured message center to send in your pay stubs; which will probably assist you in getting a CLI
Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!


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Message 2 of 6 (768 Views)
 
Moderator Emeritus
webhopper
Posts: 7,225
Registered: ‎09-16-2011
0 Kudos

Re: Asking for NFCU CLI immediately after approval
Options

‎08-24-2012 07:15 PM

What was your initial approval limit?
Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!


Take the myFICO Fitness Challenge
Message 3 of 6 (763 Views)
 
Frequent Contributor
ficojoe
Posts: 313
Registered: ‎07-21-2012
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Re: Asking for NFCU CLI immediately after approval
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‎08-24-2012 07:39 PM

I got cash rewards with $7500 limit. 2 weeks later I asked for a platinum card. Approved for $2500. I'd like to get that limit to at least $5000.
Message 4 of 6 (744 Views)
 
Moderator Emeritus
webhopper
Posts: 7,225
Registered: ‎09-16-2011
0 Kudos

Re: Asking for NFCU CLI immediately after approval
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‎08-24-2012 07:43 PM

You can always ask but be prepared for a counter offer from them
Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!


Take the myFICO Fitness Challenge
Message 5 of 6 (740 Views)
 
Frequent Contributor
ficojoe
Posts: 313
Registered: ‎07-21-2012
0 Kudos

Re: Asking for NFCU CLI immediately after approval
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‎08-24-2012 07:56 PM

I'll ask for 7500 in case they counter maybe I'll still get what I want. NFCU has not said no to anything yet.
Message 6 of 6 (729 Views)
 
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