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Valued Contributor
Dustink
Posts: 3,016
Registered: ‎10-02-2012
0

Asking for an AMEX FR

Just had to play with the "check spending" button with AMEX.

 

Got this result:

"Your inquiry to spend $10000 has been APPROVED. This approval is based on your account information available at this time."

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k          $8.5K          Closed          $19k         $6.5k           $24.2k        Closed          $5k         Closed       $8.5k        Closed      @2.49%
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HiLine
Posts: 3,092
Registered: ‎10-19-2012
0

Re: Asking for an AMEX FR

Nice play!

 

From my experience, Amex would approve spending up to twice your credit limit.

Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Asking for an AMEX FR

Can you play with the spending button on a revolver account? Lik BCE?
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Senior Contributor
Walt_K
Posts: 3,065
Registered: ‎11-02-2009
0

Re: Asking for an AMEX FR

Yes

Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


Take the FICO Fitness Challenge
Frequent Contributor
newportguy
Posts: 351
Registered: ‎11-11-2012
0

Re: Asking for an AMEX FR


youngandcreditwrthy wrote:
Can you play with the spending button on a revolver account? Lik BCE?

Why would you want to do that?  that makes no sense!!!


Current Score: myFico EQ - 794 ( 11/ 29/2012 ) amexFico EX - 787 (10/15/2012) myFico TU - 780 (11/29/2012) Credit Sesame - 809 (02/04/2013) Goal Score * 800 Club *
****** Garden Club Member -- Last HP Jan 3rd 2013 *******
*** Amex - BCP 10 K * PenFed - CR 5 K * Amex - GDSM 5 K *
Discover - IT 5 K ***** NO MORE APPS FOR ME IN 2013 *****
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Asking for an AMEX FR

Haha welll.... What if I need to charge $20k on my $10.5k BCE?!??! Lol haha eh not really :-P
Visa Siggys let you go over the limit
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
Dustink
Posts: 3,016
Registered: ‎10-02-2012
0

Re: Asking for an AMEX FR


newportguy wrote:

youngandcreditwrthy wrote:
Can you play with the spending button on a revolver account? Lik BCE?

Why would you want to do that?  that makes no sense!!!


That is what I did. Just checking to see what they will approve over the limit. I think it is also a good way to see how you stand for a CLI. If they aren't willing to approved purchases above your limit, then most likely they won't be willing to approve a CLI.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k          $8.5K          Closed          $19k         $6.5k           $24.2k        Closed          $5k         Closed       $8.5k        Closed      @2.49%
Frequent Contributor
newportguy
Posts: 351
Registered: ‎11-11-2012
0

Re: Asking for an AMEX FR


youngandcreditwrthy wrote:
Haha welll.... What if I need to charge $20k on my $10.5k BCE?!??! Lol haha eh not really :-P
Visa Siggys let you go over the limit

LOL............Not a good idea to go over your limit.......... Just my 2 cents :smileyhappy:)))


Current Score: myFico EQ - 794 ( 11/ 29/2012 ) amexFico EX - 787 (10/15/2012) myFico TU - 780 (11/29/2012) Credit Sesame - 809 (02/04/2013) Goal Score * 800 Club *
****** Garden Club Member -- Last HP Jan 3rd 2013 *******
*** Amex - BCP 10 K * PenFed - CR 5 K * Amex - GDSM 5 K *
Discover - IT 5 K ***** NO MORE APPS FOR ME IN 2013 *****
Valued Contributor
Epcot
Posts: 2,789
Registered: ‎10-10-2012
0

Re: Asking for an AMEX FR

That's a pretty good amount! :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Senior Contributor
Open123
Posts: 4,194
Registered: ‎02-23-2011
0

Re: Asking for an AMEX FR

The button is not a toy, at least that's what Amex claims.


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