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Valued Contributor
Dustink
Posts: 2,459
Registered: ‎10-02-2012

Asking for an AMEX FR

Just had to play with the "check spending" button with AMEX.

 

Got this result:

"Your inquiry to spend $10000 has been APPROVED. This approval is based on your account information available at this time."

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21     EQ: 642 TU: 677 EX: 665


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Blogger
HiLine
Posts: 2,108
Registered: ‎10-19-2012

Re: Asking for an AMEX FR

Nice play!

 

From my experience, Amex would approve spending up to twice your credit limit.

Valued Contributor
youngandcreditwrthy
Posts: 3,931
Registered: ‎08-16-2012

Re: Asking for an AMEX FR

Can you play with the spending button on a revolver account? Lik BCE?
Paypal Extras Plat MC $25k | Lowe's $15k | Amex BCE $24.5K | Amex Delta Gold $5.5k | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Valued Contributor
Walt_K
Posts: 2,671
Registered: ‎11-02-2009

Re: Asking for an AMEX FR

Yes

Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13), TU 98 728 (01/06/12), TU 04 728 (lender pull) (01/12/12), EX 742 (lender pull) (01/12/12)
Goal Score: 720


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Frequent Contributor
newportguy
Posts: 339
Registered: ‎11-11-2012

Re: Asking for an AMEX FR


youngandcreditwrthy wrote:
Can you play with the spending button on a revolver account? Lik BCE?

Why would you want to do that?  that makes no sense!!!


Current Score: myFico EQ - 794 ( 11/ 29/2012 ) amexFico EX - 787 (10/15/2012) myFico TU - 780 (11/29/2012) Credit Sesame - 809 (02/04/2013) Goal Score * 800 Club *
****** Garden Club Member -- Last HP Jan 3rd 2013 *******
*** Amex - BCP 10 K * PenFed - CR 5 K * Amex - GDSM 5 K *
Discover - IT 5 K ***** NO MORE APPS FOR ME IN 2013 *****
Valued Contributor
youngandcreditwrthy
Posts: 3,931
Registered: ‎08-16-2012

Re: Asking for an AMEX FR

Haha welll.... What if I need to charge $20k on my $10.5k BCE?!??! Lol haha eh not really :-P
Visa Siggys let you go over the limit
Paypal Extras Plat MC $25k | Lowe's $15k | Amex BCE $24.5K | Amex Delta Gold $5.5k | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Valued Contributor
Dustink
Posts: 2,459
Registered: ‎10-02-2012

Re: Asking for an AMEX FR


newportguy wrote:

youngandcreditwrthy wrote:
Can you play with the spending button on a revolver account? Lik BCE?

Why would you want to do that?  that makes no sense!!!


That is what I did. Just checking to see what they will approve over the limit. I think it is also a good way to see how you stand for a CLI. If they aren't willing to approved purchases above your limit, then most likely they won't be willing to approve a CLI.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21     EQ: 642 TU: 677 EX: 665


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Frequent Contributor
newportguy
Posts: 339
Registered: ‎11-11-2012

Re: Asking for an AMEX FR


youngandcreditwrthy wrote:
Haha welll.... What if I need to charge $20k on my $10.5k BCE?!??! Lol haha eh not really :-P
Visa Siggys let you go over the limit

LOL............Not a good idea to go over your limit.......... Just my 2 cents :smileyhappy:)))


Current Score: myFico EQ - 794 ( 11/ 29/2012 ) amexFico EX - 787 (10/15/2012) myFico TU - 780 (11/29/2012) Credit Sesame - 809 (02/04/2013) Goal Score * 800 Club *
****** Garden Club Member -- Last HP Jan 3rd 2013 *******
*** Amex - BCP 10 K * PenFed - CR 5 K * Amex - GDSM 5 K *
Discover - IT 5 K ***** NO MORE APPS FOR ME IN 2013 *****
Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: Asking for an AMEX FR

That's a pretty good amount! :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12
Valued Contributor
Open123
Posts: 2,669
Registered: ‎02-23-2011

Re: Asking for an AMEX FR

The button is not a toy, at least that's what Amex claims.


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