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Asking for an AMEX FR

Valued Contributor

Asking for an AMEX FR

Just had to play with the "check spending" button with AMEX.

 

Got this result:

"Your inquiry to spend $10000 has been APPROVED. This approval is based on your account information available at this time."

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 1 of 22
21 REPLIES
Blogger

Re: Asking for an AMEX FR

Nice play!

 

From my experience, Amex would approve spending up to twice your credit limit.

Message 2 of 22
Senior Contributor

Re: Asking for an AMEX FR

Can you play with the spending button on a revolver account? Lik BCE?
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 3 of 22
Senior Contributor

Re: Asking for an AMEX FR

Yes

Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


Take the FICO Fitness Challenge
Message 4 of 22
Frequent Contributor

Re: Asking for an AMEX FR


youngandcreditwrthy wrote:
Can you play with the spending button on a revolver account? Lik BCE?

Why would you want to do that?  that makes no sense!!!


Current Score: myFico EQ - 794 ( 11/ 29/2012 ) amexFico EX - 787 (10/15/2012) myFico TU - 780 (11/29/2012) Credit Sesame - 809 (02/04/2013) Goal Score * 800 Club *
****** Garden Club Member -- Last HP Jan 3rd 2013 *******
*** Amex - BCP 10 K * PenFed - CR 5 K * Amex - GDSM 5 K *
Discover - IT 5 K ***** NO MORE APPS FOR ME IN 2013 *****
Message 5 of 22
Senior Contributor

Re: Asking for an AMEX FR

Haha welll.... What if I need to charge $20k on my $10.5k BCE?!??! Lol haha eh not really :-P
Visa Siggys let you go over the limit
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 6 of 22
Valued Contributor

Re: Asking for an AMEX FR


newportguy wrote:

youngandcreditwrthy wrote:
Can you play with the spending button on a revolver account? Lik BCE?

Why would you want to do that?  that makes no sense!!!


That is what I did. Just checking to see what they will approve over the limit. I think it is also a good way to see how you stand for a CLI. If they aren't willing to approved purchases above your limit, then most likely they won't be willing to approve a CLI.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 7 of 22
Frequent Contributor

Re: Asking for an AMEX FR


youngandcreditwrthy wrote:
Haha welll.... What if I need to charge $20k on my $10.5k BCE?!??! Lol haha eh not really :-P
Visa Siggys let you go over the limit

LOL............Not a good idea to go over your limit.......... Just my 2 cents Smiley Happy)))


Current Score: myFico EQ - 794 ( 11/ 29/2012 ) amexFico EX - 787 (10/15/2012) myFico TU - 780 (11/29/2012) Credit Sesame - 809 (02/04/2013) Goal Score * 800 Club *
****** Garden Club Member -- Last HP Jan 3rd 2013 *******
*** Amex - BCP 10 K * PenFed - CR 5 K * Amex - GDSM 5 K *
Discover - IT 5 K ***** NO MORE APPS FOR ME IN 2013 *****
Message 8 of 22
Valued Contributor

Re: Asking for an AMEX FR

That's a pretty good amount! Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 9 of 22
Super Contributor

Re: Asking for an AMEX FR

The button is not a toy, at least that's what Amex claims.

Message 10 of 22