Attempted Amex CL increase but found out they changed the rules....

[Anonymous]

Well, I got a letter in the mail today, and it does state that you cannot ask for a CLI more than once every 6 months. I have it in writing !

[Eric958]

Had my card 3 mths, the csr told me today its 6mth. I should of tried @ activation.

[Anonymous]

CSR explicitly told me on activation that I could request a CLI after 30 days.  She didn't say "every" 30 days, but "after" 30 days.

So before my first 30 days are even up they change the rules on me?  I was going the conservative route and planned to request a CLI after 3 months.

Guess that's not conservative enough for them.

Is this confirmed that the new 6 month rule applies to new accounts as well?  There was a previous post by TheCynicalOne which seemed to imply that the rule still may be 30 days for new accounts, but every 6 months after that.  I haven't seen it actually spelled out though.

[Anonymous]

30 days after your account is activated...
but only once every 6 months.
sooo, once you open an account ... you can request a CLI after 30 days...
Then it will be 6 months from that increase request before you can ask again .

Or at least thats the way I understand it ....

Message Edited by JFritz001 on 12-10-2007 10:50 PM

[kclb]

Hm... I called them and was approved for $1k increase from my current $2k. I just had it for a little over 30 days. Won't ask for more until I reach my 6th month. They told me that they check annually so I hope I get a nice reward once I reach one year.

[kclb]

Hm.

Does AMEX offer temporary CLI? I'm planning to take a trip next year and wondering if it's possible to ask for a temp increase then PIF right after?

I remember asking First Hawaiian Bank, a local bank here in Hawaii and they can do it. But I'd rather give some love to my Amex card...

haha.

[notmyname]

That's what AmEx calls having a CHARGE card.

RP

[Anonymous]

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cheddar wrote:

CSR explicitly told me on activation that I could request a CLI after 30 days.  She didn't say "every" 30 days, but "after" 30 days.

So before my first 30 days are even up they change the rules on me?  I was going the conservative route and planned to request a CLI after 3 months.

Guess that's not conservative enough for them.

Is this confirmed that the new 6 month rule applies to new accounts as well?  There was a previous post by TheCynicalOne which seemed to imply that the rule still may be 30 days for new accounts, but every 6 months after that.  I haven't seen it actually spelled out though.

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Cheddar, you may not wish to try every 30 days. That is not conservative enough for them. Every six mos is fine- give them time and they will be your favorite CC if you play the ball game correctly. Keep your overall credit picture good and they will treat you well.

[Anonymous]

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netpanther wrote:

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cheddar wrote:

CSR explicitly told me on activation that I could request a CLI after 30 days.  She didn't say "every" 30 days, but "after" 30 days.

So before my first 30 days are even up they change the rules on me?  I was going the conservative route and planned to request a CLI after 3 months.

Guess that's not conservative enough for them.

Is this confirmed that the new 6 month rule applies to new accounts as well?  There was a previous post by TheCynicalOne which seemed to imply that the rule still may be 30 days for new accounts, but every 6 months after that.  I haven't seen it actually spelled out though.

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Cheddar, you may not wish to try every 30 days. That is not conservative enough for them. Every six mos is fine- give them time and they will be your favorite CC if you play the ball game correctly. Keep your overall credit picture good and they will treat you well.

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Agreed, netpanther. I actually said I was going to try after 3 months, not every 30 days.

In any case, I'm past my first 30 days now, so I'm technically eligible for CLI, but I'm not biting yet.  Planning on asking after 3 months, like I said before.

[Anonymous]

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cheddar wrote:

Agreed, netpanther. I actually said I was going to try after 3 months, not every 30 days.

In any case, I'm past my first 30 days now, so I'm technically eligible for CLI, but I'm not biting yet.  Planning on asking after 3 months, like I said before.

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Sound's like a great plan.