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Moderator Emeritus
fused
Posts: 16,373
Registered: ‎03-12-2007
0

Re: Attempted Amex CL increase but found out they changed the rules....



MidnightVoice wrote:

Way back when I posted about a similar conversation with a Chase employee.  Chase are now recommending MyFICO to find out about credit  :smileyvery-happy:


I'm sure Chase has a plant or two in these forums.:smileytongue:
Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

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Epic Contributor
haulingthescoreup
Posts: 28,098
Registered: ‎04-01-2007
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Re: Attempted Amex CL increase but found out they changed the rules....


fused wrote:

MidnightVoice wrote:
Way back when I posted about a similar conversation with a Chase employee. Chase are now recommending MyFICO to find out about credit :smileyvery-happy:

I'm sure Chase has a plant or two in these forums.:smileytongue:

Any CCC with a lick of sense would!
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Regular Contributor
MsRN2000
Posts: 236
Registered: ‎07-21-2007
0

Re: Attempted Amex CL increase but found out they changed the rules....

Thanks for the heads up.
Regular Contributor
silly34
Posts: 179
Registered: ‎08-13-2007
0

Re: Attempted Amex CL increase but found out they changed the rules....

Called and worked through 3 supervisors and didn't get anywhere. Only thing stopping us from the CLI is because we pulled 30 days ago. "Ok, here it is: CLI's will not be approved if the account has been open for less than 30 days. You CAN apply for a CLI every 30 days, but any one account will not be systematically approved for a CLI more than once every 6 months. If you are declined, tell the rep "thank you", hang up and call 1-800-576-8942 M - F 9a - 12a EST, 10a-6p Sat. EST. This dept cannot help you if you do not have a recent request put through by a CSR, but they are humans and can make decisions outside of the system. Calling is not a guarantee of approval, but you will at least be speaking to someone who can override. EX score is very important when speaking to them to get an override. "
Frequent Contributor
TheCynicalOne
Posts: 741
Registered: ‎11-05-2007
0

Re: Attempted Amex CL increase but found out they changed the rules....

Fused, you still didn't answer the question.  When you get to work, you'll clarify?  What do you mean?  :smileyvery-happy:
Time is credit's best friend...it can heal any wound.
Moderator Emeritus
fused
Posts: 16,373
Registered: ‎03-12-2007
0

Re: Attempted Amex CL increase but found out they changed the rules....



TheCynicalOne wrote:
Fused, you still didn't answer the question.  When you get to work, you'll clarify?  What do you mean?  :smileyvery-happy:


What?:smileyhappy:
Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Moderator Emerita
Community Leader
Epic Contributor
haulingthescoreup
Posts: 28,098
Registered: ‎04-01-2007
0

Re: Attempted Amex CL increase but found out they changed the rules....


fused wrote:

TheCynicalOne wrote:
Fused, you still didn't answer the question. When you get to work, you'll clarify? What do you mean? :smileyvery-happy:

What?:smileyhappy:

I think that scoppe was telling fused back on page 1 that when scoppe (not fused) got to work, s/he would check. There was also a msg to silly. It was kind of a confusing post, because it looked like quotes.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Frequent Contributor
TheCynicalOne
Posts: 741
Registered: ‎11-05-2007
0

Re: Attempted Amex CL increase but found out they changed the rules....

Yeah that's right.
 
I wanna know what you meant by that fused, when you were going to get to work, you'd check.
Time is credit's best friend...it can heal any wound.
Moderator Emeritus
fused
Posts: 16,373
Registered: ‎03-12-2007
0

Re: Attempted Amex CL increase but found out they changed the rules....



TheCynicalOne wrote:
Yeah that's right.
 
I wanna know what you meant by that fused, when you were going to get to work, you'd check.


You're confusing me with one of your co-workers.
Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Frequent Contributor
TheCynicalOne
Posts: 741
Registered: ‎11-05-2007
0

Re: Attempted Amex CL increase but found out they changed the rules....



fused wrote:


TheCynicalOne wrote:
Yeah that's right.
 
I wanna know what you meant by that fused, when you were going to get to work, you'd check.


You're confusing me with one of your co-workers.



Oh, see? That's what happens when someone screws up the quotes in a post.  Scoppe misposted and then the next post was misposted with the quote making it seem like you were an amex employee.  lol
Time is credit's best friend...it can heal any wound.

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