Noah_Bodie wrote:I have some good news, and no I didn't just save a bunch of money on my car insurance.DW had an AMEX Gold that went into collection in 2005.We made last payment on the debt in April, she got the Oasis Optima offer in May, applied and got the CC ($1300 CL), then promptly applied for Delta ($2K CL) and Green and got both of 'em.Sent off a GW letter to AMEX, and they deleted the Gold collection from all 3 CRAs. Collection could have remained until 2012, and gone.Yee-hah!If you have an Oasis, and the defaulted PIF AMEX CC is still on your CRs, GW it.Great job..I just got my optima too. Can you post your Goodwill letter so I can send it to them as well. Can I have the address you sent to as well. I sent one before I received my Optima and they said "we can only put paid in full but the derogatory remarks will stay"Also did you get a new TL with the Optima or did they continue from the old card. My new Optima say Memeber since '98 which is when I got my first Amex card.TIA
Noah_Bodie wrote:DW got her AMEX Delta luv bumped from $2,000 up to $3,500Just 4 months ago, we paid off final payment of her defaulted AMEX. Today that adverse TL is gone, 3 good AMEX TLs, an AMEX Green, and $4,800 in available AMEX CL.