Reply
Established Contributor
Posts: 573
Registered: ‎05-29-2011
0

Attn: Chase Account Holders

I'm wondering what the max CL / accounts chase will open and was wondering what others have.  I have the slate ($6k) UA($5K) Sapphire Pref ($15k) ...wanting to app for Select and was thinking that may be one too many accounts for chase to open.

Amex Green NPSL, Amex BCE $19.7k, Amex HH Surpass $11.3k, Amex Simply Cash Business $3k, Chase Ink Bold $15k (flex)Chase Sapphire Preffered $26k, Citi Diamond $13.3k, Citi TY Preferred $10.5k, Virgin Atlantic Amex $8k, Discover Motiva $10k, Boa World Elite $10k, US Bank Visa $4.1k, GE Amazon $4k, GE Lowes $6k, BillMeLater $5.3k, Target $.2k, CapOne $2k Von Maur NPSL,
Regular Contributor
Posts: 148
Registered: ‎05-15-2012
0

Re: Attn: Chase Account Holders

n777ua,

 

     I seen another member post that he/she had 5  Chase cards, however at his 4th or 5th card he/she had to call in and explain why he needed another Chase card.  I only have one CC with chase so unfortunately I can't give you a better answer. 

 

I do have two Cards from USAA and I tried to app for a 3rd, but when I hit the "Apply" button it said I reached my max applications, so I am taking it I can only have 2 CC's at this time.  Hopefully this helped you out a little bit, im sure some others will have the answer your looking for if this one didn't help you.

 

 

***$25,500******$20,000******$20,000******$20,000******$15,000********NPSL****

Regular Contributor
Posts: 165
Registered: ‎08-13-2009
0

Re: Attn: Chase Account Holders

Currently, I have three accounts with Chase with a total of $46K credit.  They start questioning at three or four in my experience but they will allow more.  I was at five at one point but got rid of some.  Also, I have noticed that when you close a card they still factor that card in for some time after it is closed.  I had a card closed for 2+ months and when I applied for a new card and it was seen as an open account.  As soon as I explained the one was closed the CSR said "oh, yes it is, your all set and I'll get this app approved".

New Contributor
Posts: 71
Registered: ‎02-15-2012
0

Re: Attn: Chase Account Holders

I have Chase Freedom and Chase Southwest Card

 

I applied for Chase Sapphire and was denied because I had too many Chase cards.

Starting Score: 580 - November 2011

Current Score: 655 Equifax, 706 Experian

Capital One Plantium $2.5K / Orchard Bank $800 / Orchard Bank $500 / Capital One Green Card $1K new account 3/2012 / Macy's 3/2012 App $300/ Amex Zync No Psl / Kohls $600 3/2012/ Discover Card $1.5K/Chase Freedom 4/2012 App, 3K, Chase Southwest Airlines $7K, 05/2012 App.

Time to garden
Frequent Contributor
Posts: 426
Registered: ‎07-21-2010
0

Re: Attn: Chase Account Holders

I have 5 Chase cards at just over $35,000 in exposure, I was told when I applied for my Hyatt card that as of right now any new cards would require reallocation to get approved until my accounts were at least 2 years old.  But she said it is on a case-by-case basis to determine that.

-----------------------
My favorite card right now: Barclays Arrival Plus WEMC
Valued Contributor
Posts: 1,157
Registered: ‎05-21-2008
0

Re: Attn: Chase Account Holders

Got a Chase Freedom in 2008, at the same time as an AMEX and Discover More.  Chase and Discover were $3k, and AMEX was $2.5k

 

Today, Discover is at $6300, and I've never asked for a CLI

Amex is at $8k, but I had to ask for that.

And I've never requested a CLI from Chase, so guess what that CL is....

 

I guess this isn't related to the thread.  Just venting :smileyhappy:


Starting Score: EQ: 665 - TU: 687
Current Score: EQ: 749 - TU: ---
Goal Score: EQ: 760 - TU: 760


Take the FICO Fitness Challenge
Valued Contributor
Posts: 1,367
Registered: ‎04-20-2012
0

Re: Attn: Chase Account Holders

I have 3 JPMC cards (Palladium, CSP, and Freedom) for an aggregate CL of $105k. On my latest app (Freedom) I had to speak to a credit specialist to have my CL bumped from $3k to $15k. I think after your 3rd card you can start to expect having to explain yourself over the phone.

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
New Visitor
Posts: 1
Registered: ‎09-07-2012
0

Re: Attn: Chase Account Holders

i have 3 cc with chase..

Valued Contributor
Posts: 2,300
Registered: ‎01-22-2012
0

Re: Attn: Chase Account Holders

After about 3 cards, you might start to get some questions from them. If you have a good relationship with Chase you may be able to get 4-5. If you don't then they'll likely cap you at 2. Also there's a maximum exposure they have in terms of CL. Anything more than this will likely require a CL reallocation.
FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.