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05-21-2012 01:12 AM
I'm wondering what the max CL / accounts chase will open and was wondering what others have. I have the slate ($6k) UA($5K) Sapphire Pref ($15k) ...wanting to app for Select and was thinking that may be one too many accounts for chase to open.
05-21-2012 01:19 AM
I seen another member post that he/she had 5 Chase cards, however at his 4th or 5th card he/she had to call in and explain why he needed another Chase card. I only have one CC with chase so unfortunately I can't give you a better answer.
I do have two Cards from USAA and I tried to app for a 3rd, but when I hit the "Apply" button it said I reached my max applications, so I am taking it I can only have 2 CC's at this time. Hopefully this helped you out a little bit, im sure some others will have the answer your looking for if this one didn't help you.
05-21-2012 05:38 AM
Currently, I have three accounts with Chase with a total of $46K credit. They start questioning at three or four in my experience but they will allow more. I was at five at one point but got rid of some. Also, I have noticed that when you close a card they still factor that card in for some time after it is closed. I had a card closed for 2+ months and when I applied for a new card and it was seen as an open account. As soon as I explained the one was closed the CSR said "oh, yes it is, your all set and I'll get this app approved".
05-21-2012 06:47 AM
I have Chase Freedom and Chase Southwest Card
I applied for Chase Sapphire and was denied because I had too many Chase cards.
05-21-2012 07:07 AM
I have 5 Chase cards at just over $35,000 in exposure, I was told when I applied for my Hyatt card that as of right now any new cards would require reallocation to get approved until my accounts were at least 2 years old. But she said it is on a case-by-case basis to determine that.
05-21-2012 07:08 AM
Got a Chase Freedom in 2008, at the same time as an AMEX and Discover More. Chase and Discover were $3k, and AMEX was $2.5k
Today, Discover is at $6300, and I've never asked for a CLI
Amex is at $8k, but I had to ask for that.
And I've never requested a CLI from Chase, so guess what that CL is....
I guess this isn't related to the thread. Just venting
05-21-2012 07:31 AM
I have 3 JPMC cards (Palladium, CSP, and Freedom) for an aggregate CL of $105k. On my latest app (Freedom) I had to speak to a credit specialist to have my CL bumped from $3k to $15k. I think after your 3rd card you can start to expect having to explain yourself over the phone.
09-07-2012 08:22 PM