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Regular Contributor
Posts: 193
Registered: ‎05-23-2007
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August is Awesome!!

I started August out as a renter with a $1700 CL. 

 

Now, not only am I a homeowner (Aug. 2) after a app spree my total CL is $15900!!!  WooHoo! 

 

The biggest surprise was Cap1.  After I got my approval for Chase, Citibank, AMEX, Barclays and Walmart I was feeling pretty courageous.  So just before I headed to the garden I decided to send an email to the EO at Cap1. My util was high, 80% and I just had a CLI in March but I figured why not!  Why not indeed!  I requested my $1000 CL be bumped up to $2500 and my $700 CL be moved up to $1500.  I got the call yesterday and made my request.  I just checked my Cap1 account and BAM!  That's right both CLI's based on my request.  Wasn't expecting that but maybe they saw those INQs from the heavy hitters and knew they would be on the chopping block. Also, PC'd to Quicksilver and the AF due this month was credited.  

 

I know a lot of people don't like Cap 1 but for me they have stepped up their game and just got themselves at least another year in my wallet.   

 

Yeah, August is Awesome (even in the Garden).



No apps until 8/2014
March 2013 Starting FICO Score: EQ: 584 TU: 564 EX: ??
August 2013 Current FICO Scores: EQ:664 EX:684 Walmart TU: 666
Super Contributor
Posts: 31,000
Registered: ‎02-07-2013
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Re: August is Awesome!!

Who knew Lol

Congarts you had a great month.......now back to the garden Smiley LOL

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Regular Contributor
Posts: 193
Registered: ‎05-23-2007
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Re: August is Awesome!!


myjourney wrote:

Who knew Lol

Congarts you had a great month.......now back to the garden Smiley LOL


Staying put under your watchful eye!



No apps until 8/2014
March 2013 Starting FICO Score: EQ: 584 TU: 564 EX: ??
August 2013 Current FICO Scores: EQ:664 EX:684 Walmart TU: 666
Super Contributor
Posts: 31,000
Registered: ‎02-07-2013
0 Kudos

Re: August is Awesome!!


tdrjustus3 wrote:

myjourney wrote:

Who knew Lol

Congarts you had a great month.......now back to the garden Smiley LOL


Staying put under your watchful eye!


Smiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
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Re: August is Awesome!!

Valued Member
Posts: 47
Registered: ‎12-12-2011
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Re: August is Awesome!!

July/August has been kind to me as well. Went from 2600$ in credit to 25,750$ lol.

TU: 675 EQ: 669 EX: 670 (All fico) Garden since 07/23/13

Goal: 700+


Regular Contributor
Posts: 193
Registered: ‎05-23-2007
0 Kudos

Re: August is Awesome!!

Congrats! This forum has been invaluable to me. I was looking at a Cap1 CLI denial from earlier this year and my EQ was 572 and CL was $500. It was a lot of work but worth it!


No apps until 8/2014
March 2013 Starting FICO Score: EQ: 584 TU: 564 EX: ??
August 2013 Current FICO Scores: EQ:664 EX:684 Walmart TU: 666
Senior Contributor
Posts: 6,240
Registered: ‎04-30-2013
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Re: August is Awesome!!

congrats! Glad to have more company in the garden!

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New Contributor
Posts: 61
Registered: ‎08-18-2012
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Re: August is Awesome!!

Congrats
Contributor
Posts: 76
Registered: ‎06-30-2013
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Re: August is Awesome!!

Fantastic stuff!!! Congrats Smiley Happy
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