Authorized User (AU) in a credit card.

[Feather_Hat]

hey guys, i have a quick question reharding AU on credit card.

I have decided to put my mother as AU on my chase Freedom.

i have noticed that chase only needed her name but non of her SSN nor birthday..

My guess is that my mother's FICO or Credit Score won't be effected ?

do you guys know any credit card where they require SSN for AUs which help to build credit history for AU ?

[gdale6]

It may report in her file if they can match name with address. Cap-1 if you add online will report experience on AUs report.

[Feather_Hat]

ohh.. so they can actually just use name .... lol

i know that Chase used to take SSN of AUs but they no longer do that =(

let me see if there is good Cap-1 cards that i can get lol