Authorized User Question #2

[Poquelin]

Good Afternoon,

My wife added me as an authorized user to her 2 credit cards, Target red card and Capital One platinum. She said she was only asked for my name and address. How can those trade lines be then reported to my credit files if they didn't ask for the social security number?

Can they still show up in my file without my SSN?

Do we need to call them and provide them with additional info in order for them to report to my credit files?

Thank you in advance for the information.

Poquelin 

[Anonymous]

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@Poquelin wrote:

Good Afternoon,

My wife added me as an authorized user to her 2 credit cards, Target red card and Capital One platinum. She said she was only asked for my name and address. How can those trade lines be then reported to my credit files if they didn't ask for the social security number?

Can they still show up in my file without my SSN?

Do we need to call them and provide them with additional info in order for them to report to my credit files?

Thank you in advance for the information.

Poquelin 

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If you live at the same address (and even if you don't.) They'll find you. You'd be surprised just how MUCH info is out there about each and every one of us.

[Anonymous]

They can report on your credit report with your name and address only.