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If I add someone as a AU to one of my credit cards does the entire card history show up on their report or does it look as if it was a new tradeline? Also does this vary with each bank or do all the banks handel it the same? Thanks
@nmac wrote:If I add someone as a AU to one of my credit cards does the entire card history show up on their report or does it look as if it was a new tradeline? Also does this vary with each bank or do all the banks handel it the same? Thanks
Your history shows up but on the AUs report there is a notation to the month/year they were added as AU. Every bank is different on whether or not they will report an AU account
@gdale6 wrote:
@nmac wrote:If I add someone as a AU to one of my credit cards does the entire card history show up on their report or does it look as if it was a new tradeline? Also does this vary with each bank or do all the banks handel it the same? Thanks
Your history shows up but on the AUs report there is a notation to the month/year they were added as AU. Every bank is different on whether or not they will report an AU account
Thanks! Do you happen to know if chase reports authorized users?
Chase do report authorized users, entired history of the primary card holder would get added to AUs report. I think only amex is the exception these days who add additonal card holder like a new tradeline.
FICO08 12/2014 | EQ 777 | TU 799 | EX 767 |
@Jayx wrote:Chase do report authorized users, entired history of the primary card holder would get added to AUs report. I think only amex is the exception these days who add additonal card holder like a new tradeline.
thanks