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Authorized User - Zales

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Peter1142
Established Contributor

Authorized User - Zales

Does anyone know if this card reports to the CRA's for an Authorized User? It doesn't ask for anything but name so I am thinking it doesn't.

 

Also what about: Credit One, Care Credit?

 

Do the credit card companies ever look at an AU's credit report when considering you for CLI's etc? Like if you sign up someone with bad credit as an AU, can it ever hurt you?

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09Lexie
Moderator Emerita

Re: Authorized User - Zales

I am not familiar with the Zales or Credit One. CareCredit reports AUs on CRAs.

AUs credit reports are not considered in any manner for CLI's , etc.
Message 2 of 4
Peter1142
Established Contributor

Re: Authorized User - Zales


@09Lexie wrote:
I am not familiar with the Zales or Credit One. CareCredit reports AUs on CRAs.

AUs credit reports are not considered in any manner for CLI's , etc.

Thanks. Zales is Citi Retail, it's probably the same for all their cards, anyone know for any of them?

Message 3 of 4
BungalowMo
Senior Contributor

Re: Authorized User - Zales

Update.....I just called care credit to see what would show on an AU's credit file...MY acct history & information would NOT show up.

 

Not unless she was just an idiot & has no clue what she's talking about. 

 

Anyone else know for sure??

BK 7 discharge 06.24.2020 No Fico score at all. Smiley Sad
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