cancel
Showing results for 
Search instead for 
Did you mean: 

Authorized User & AAoA

Highlighted
Established Member

Authorized User & AAoA

Recently my fiance signed up for Chase United Explorer card for the 50,000 mile offer. She decided to add me as an authorized user to get an extra 5,000 miles brining the sign up offer to 55,000 miles in total. All in all a fantastic offer.

 

I checked my reports and credit karma today and the new card is reporting to my credit history. Is this normal and to be expected? I've never been an authorized user on a card, but it was my understanding that it would only report to the primary card holder who is the sole party with financial obligations regarding the credit card. I'm not worried about the finances regarding this change, but it does have quite an effect on my already relatively short AAoA. Not earth shattering, but was hoping for some clarification. Thanks in advance for any reply with advice/information.

Discover More -- $7,000 l Chase Sapphire Preferred -- $8,500

FICO (EQ) -- 767
Message 1 of 4
3 REPLIES
Senior Contributor

Re: Authorized User & AAoA

Yes, that's normal.  Smiley Happy

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Message 2 of 4
Established Member

Re: Authorized User & AAoA

Boo Smiley Sad

 

Thanks for the quick response! Smiley Happy

Discover More -- $7,000 l Chase Sapphire Preferred -- $8,500

FICO (EQ) -- 767
Message 3 of 4
Moderator Emeritus

Re: Authorized User & AAoA

Its normal. Honestly its probably going to help you later on unless your fiance goes crazy on utilization

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 4 of 4