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Established Member
mwm1212
Posts: 22
Registered: ‎01-15-2012

Authorized User & AAoA

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‎06-19-2012 07:55 PM

Recently my fiance signed up for Chase United Explorer card for the 50,000 mile offer. She decided to add me as an authorized user to get an extra 5,000 miles brining the sign up offer to 55,000 miles in total. All in all a fantastic offer.

 

I checked my reports and credit karma today and the new card is reporting to my credit history. Is this normal and to be expected? I've never been an authorized user on a card, but it was my understanding that it would only report to the primary card holder who is the sole party with financial obligations regarding the credit card. I'm not worried about the finances regarding this change, but it does have quite an effect on my already relatively short AAoA. Not earth shattering, but was hoping for some clarification. Thanks in advance for any reply with advice/information.

Discover More -- $7,000 l Chase Sapphire Preferred -- $8,500

FAKO's -- EX (737) EQ (741) TU (749) l Credit Karma -- 762
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laz98
Posts: 4,238
Registered: ‎09-06-2008

Re: Authorized User & AAoA

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‎06-19-2012 08:01 PM

Yes, that's normal.  :smileyhappy:

latest scores: Walmart TU: 730. MyFICO TU: ---. DCU EQ: 716. PSECU EX: 705.
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Established Member
mwm1212
Posts: 22
Registered: ‎01-15-2012

Re: Authorized User & AAoA

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‎06-19-2012 08:04 PM

Boo :smileysad:

 

Thanks for the quick response! :smileyhappy:

Discover More -- $7,000 l Chase Sapphire Preferred -- $8,500

FAKO's -- EX (737) EQ (741) TU (749) l Credit Karma -- 762
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webhopper
Posts: 6,642
Registered: ‎09-16-2011

Re: Authorized User & AAoA

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‎06-19-2012 08:05 PM

Its normal. Honestly its probably going to help you later on unless your fiance goes crazy on utilization
Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
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