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Member
Posts: 5
Registered: ‎04-03-2009
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Authorized User on Amex?

Hola,

 

I was just recently added as an authorized user on my fiance's (well, soon-to-be wife's) Amex card.  I spoke to someone over there about when it would reflect on my credit report and they stated that American Express doesn't do this.  They said that it wouldn't report on mine at all.  Does anyone know if this is true or not?  The person that I spoke to - and their supervisor - did not speak English as their first language, so something might have been lost in translation.

 

If they are mistaken, does anyone know when it is supposed to report?  Thanks in advance!

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Posts: 281
Registered: ‎04-30-2008
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Re: Authorized User on Amex?

my longest history TL is an AU of an AmEx that my brother is the primary for. so yes, it should report. unfortunately Tier 1 support anywhere is a welcoming service at best. Say hello and move on to the next guy/girl.

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Re: Authorized User on Amex?

Unless AmEx has very recently changed its policy, the CSR was wrong.

Not only did they report my husband and daughter as AU's, even when I took them off the card, they continue to report!
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Valued Contributor
Posts: 2,682
Registered: ‎07-29-2009
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Re: Authorized User on Amex?

My husband was reported right away as an AU on my AmEx Delta SkyMiles card.

 

My husband and I were both AUs on my son's Gold card. We each had our own cards. It reported on my husband's credit reports, but did not report on mine. Don't know why.

Super Contributor
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Registered: ‎01-28-2008
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Re: Authorized User on Amex?

[ Edited ]
If they didn't ask for your SSN, it for sure won't be on your credit reports regardless what language they speak.
Message Edited by DI on 09-02-2009 05:03 PM
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Posts: 640
Registered: ‎09-02-2008
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Re: Authorized User on Amex?


DI wrote:
If they didn't ask for your SSN, it for sure won't be on your credit reports regardless what language they speak.
Message Edited by DI on 09-02-2009 05:03 PM

This is not true. My wife and I have been AU's on each others card for quite a while. All report and none asked for a SSN. It has been reported on here numerous times that the ccc does not need your SSN to report you as an AU. 

 

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Super Contributor
Posts: 5,744
Registered: ‎01-28-2008
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Re: Authorized User on Amex?

Again, the only way a creditor can report an AU, and the account be listed on the AU's report is by having a SSN.

 

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Posts: 4,923
Registered: ‎04-19-2009
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Re: Authorized User on Amex?


cobaltnv wrote:

DI wrote:
If they didn't ask for your SSN, it for sure won't be on your credit reports regardless what language they speak.
Message Edited by DI on 09-02-2009 05:03 PM

This is not true. My wife and I have been AU's on each others card for quite a while. All report and none asked for a SSN. It has been reported on here numerous times that the ccc does not need your SSN to report you as an AU. 

 


+1

Member
Posts: 5
Registered: ‎04-03-2009
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Re: Authorized User on Amex?

They definitely asked for my SSN so I guess I will keep checking to see if it reports.  Thanks for all of your responses!
Regular Contributor
Posts: 163
Registered: ‎09-23-2008
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Re: Authorized User on Amex?

DI: I thought the same, but now I must respectfully disagree. I signed my wife up as an AU on two accounts that never asked for a SSN and both are on her credit report.
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