Authorized User with Social Security number

[j_casteel]

When someone is adding you as an AU from a diff address they can put their address. The card goes to them, and their address is added to your CR.

[cashnocredit]

I particularly like Amex's AU management. Since the AU gets a different card number, the member can control/limit monthly spending and set notification levels for interim spending. This is a great feature for someone helping an AU establish credit while minimizing risk.

[Movin_on_up]

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@j_casteel wrote:

When someone is adding you as an AU from a diff address they can put their address. The card goes to them, and their address is added to your CR.

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Well, most of that seemed to happen (added me as AU, put their address, card goes to them) but the account has not shown up on my CRs.

[jsickz32]

@cashnocredit
Thank you! I was wondering if it was possible to control and put spending limits on the card thanks for that info bro.

[j_casteel]

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@Movin_on_up wrote:

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@j_casteel wrote:

When someone is adding you as an AU from a diff address they can put their address. The card goes to them, and their address is added to your CR.

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Well, most of that seemed to happen (added me as AU, put their address, card goes to them) but the account has not shown up on my CRs.

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it can take up to 2mths or so sometimes for an AU to start reporting.

[j_casteel]

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@jsickz32 wrote:
@cashnocredit
Thank you! I was wondering if it was possible to control and put spending limits on the card thanks for that info bro.

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thats one of the cool things about AMEX charge cards and adding AU's

I've heard people adding themselves as an AU and setting a hard limit on it so that it will actually report another card with a high limit. (b/c charge cards do not report a limit)*

[Movin_on_up]

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@j_casteel wrote:

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@Movin_on_up wrote:

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@j_casteel wrote:

When someone is adding you as an AU from a diff address they can put their address. The card goes to them, and their address is added to your CR.

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Well, most of that seemed to happen (added me as AU, put their address, card goes to them) but the account has not shown up on my CRs.

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it can take up to 2mths or so sometimes for an AU to start reporting.

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Thanks j_casteel.

As with most posters around these parts, (I assume) we all lack a bit of patience in these matters.    

[DeadSpider]

Isn't sometimes a good thing NOT to have it report ? Say if my friend adds me  to use whenever needed but his not 100% making ontime payments ?

That could be a good thing.

[j_casteel]

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@DeadSpider wrote:

Isn't sometimes a good thing NOT to have it report ? Say if my friend adds me  to use whenever needed but his not 100% making ontime payments ?

That could be a good thing.

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Why would you want a TL and not have it reporting? Unless, the premise is to just have money and not get "credit" for it.

[DeadSpider]

My wife is a AU on her mom VISA BOA 123 and she's not always paying her pills ontime forgets sometimes, that's why I was saying maybe sometimes it's good not to report as I'm worried if AU FICO/CR will be damaged.