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Authorized User

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Anonymous
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Re: Authorized User


@Anonymous wrote:

I am an AU on a Discover card that is 15 years old, its my oldest line of credit. The utilization is 100%. When I checked my credit reports its says this is hurting my credit scores should i remove myself. I'm looking to buy a home within the next 2 months. I have a car loan on file I paid off over two years with chase. A consolidated student loan that I pay every month. I have a macys revolving account and a capital one account. The limits are low but I would like to increase my score. I'm at 693 and need some advice. 


This is helping your score.   but  This is a BIG RED FLAG!!  and  of cause!

 

When you ask for help ... PLEASE post the details  ...

  1. Auto Loan  ... Date?  Amount?  Term?  any buddies?
  2. Student Loan  ...  Date?  Amount?  Term?   any buddies?
  3. Macy's CC  ... Date Opened?  CL?  Balance?  any buddies?
  4. Cap 1 CC ... Date Opened?  CL?  Balance?  any buddies?
  5. Discover CC  ...  Date Opened?  CL?  Balance?  any buddies?

 

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