@Anonymous wrote:
I am an AU on a Discover card that is 15 years old, its my oldest line of credit. The utilization is 100%. When I checked my credit reports its says this is hurting my credit scores should i remove myself. I'm looking to buy a home within the next 2 months. I have a car loan on file I paid off over two years with chase. A consolidated student loan that I pay every month. I have a macys revolving account and a capital one account. The limits are low but I would like to increase my score. I'm at 693 and need some advice.
This is helping your score. but This is a BIG RED FLAG!! and of cause!
When you ask for help ... PLEASE post the details ...
- Auto Loan ... Date? Amount? Term? any buddies?
- Student Loan ... Date? Amount? Term? any buddies?
- Macy's CC ... Date Opened? CL? Balance? any buddies?
- Cap 1 CC ... Date Opened? CL? Balance? any buddies?
- Discover CC ... Date Opened? CL? Balance? any buddies?