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I am a authorized user on a couple of my wife's credit cards, which report on my credit aswell. Being since I am only a authorized user does that affect my UTIL aswell on my CR?
Yes it does her UTL is your UTL when it comes to reporting to CB's
So being since that jumps me to 59% util from 18% util im guessing its a good idea to remove.
@PyRo189 wrote:So being since that jumps me to 59% util from 18% util im guessing its a good idea to remove.
Depends on how long it will remain that high?
If it will be paid down soon keep the AU account for history etc etc
If its going to be that way for awhile might want to think of removing yourself if you plan to app new cards anytime soon
Well it will be paid down in the next few months just form our Honeymoon.
@PyRo189 wrote:Well it will be paid down in the next few months just form our Honeymoon.
If the AU's have good history I would and this is just me ride it out and keep them