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Authorized user - BoA

New Contributor

Authorized user - BoA

Earlier today my wife added me as an authorized user on her BoA credit card, which has no lates in 10 years. Just got off the phone with BoA customer rep who told me that they don't report any info to authorized user's credit file. Is this accurate?
Message 1 of 7
6 REPLIES
Valued Contributor

Re: Authorized user - BoA

My wife is AU on my BoA card and it shows on all 3 of her credit reports.

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Message 2 of 7
Epic Contributor

Re: Authorized user - BoA

They VERY MUCH report AU.

Message 3 of 7
New Contributor

Re: Authorized user - BoA

How does that work when BoA didn't ask for the social security number?
Message 4 of 7
Epic Contributor

Re: Authorized user - BoA


simyengi wrote:
How does that work when BoA didn't ask for the social security number?

uses information like common name, address, phone, etc.

Message 5 of 7
New Contributor

Re: Authorized user - BoA

Ok, so why would the customer service rep say they don't report?
Message 6 of 7
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New Contributor

Re: Authorized user - BoA

How long did it take to hit the credit report?
Message 7 of 7