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simyengi
Posts: 113
Registered: ‎07-07-2013
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Authorized user - BoA

Earlier today my wife added me as an authorized user on her BoA credit card, which has no lates in 10 years. Just got off the phone with BoA customer rep who told me that they don't report any info to authorized user's credit file. Is this accurate?
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Valued Contributor
DaveSignal
Posts: 2,096
Registered: ‎07-29-2011
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Re: Authorized user - BoA

My wife is AU on my BoA card and it shows on all 3 of her credit reports.

EX:694 TU:744 EQ:709
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Epic Contributor
Creditaddict
Posts: 20,349
Registered: ‎10-23-2007
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Re: Authorized user - BoA

They VERY MUCH report AU.

Fico Scores: EQ- HATE U, TU 671 GE, EX 695 NASA(09-24-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Walmart $400
Over 45 Cards in between :smileytongue:
New Contributor
simyengi
Posts: 113
Registered: ‎07-07-2013
0

Re: Authorized user - BoA

How does that work when BoA didn't ask for the social security number?
Epic Contributor
Creditaddict
Posts: 20,349
Registered: ‎10-23-2007
0

Re: Authorized user - BoA


simyengi wrote:
How does that work when BoA didn't ask for the social security number?

uses information like common name, address, phone, etc.

Fico Scores: EQ- HATE U, TU 671 GE, EX 695 NASA(09-24-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Walmart $400
Over 45 Cards in between :smileytongue:
New Contributor
simyengi
Posts: 113
Registered: ‎07-07-2013
0

Re: Authorized user - BoA

Ok, so why would the customer service rep say they don't report?
New Contributor
simyengi
Posts: 113
Registered: ‎07-07-2013
0

Re: Authorized user - BoA

How long did it take to hit the credit report?

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