Credit Cards Center Credit cards from our partners
Reply
New Contributor
Posts: 113
Registered: ‎07-07-2013
0

Authorized user - BoA

Earlier today my wife added me as an authorized user on her BoA credit card, which has no lates in 10 years. Just got off the phone with BoA customer rep who told me that they don't report any info to authorized user's credit file. Is this accurate?
Valued Contributor
Posts: 2,111
Registered: ‎07-29-2011
0

Re: Authorized user - BoA

My wife is AU on my BoA card and it shows on all 3 of her credit reports.

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Epic Contributor
Posts: 28,805
Registered: ‎10-23-2007
0

Re: Authorized user - BoA

They VERY MUCH report AU.

New Contributor
Posts: 113
Registered: ‎07-07-2013
0

Re: Authorized user - BoA

How does that work when BoA didn't ask for the social security number?
Epic Contributor
Posts: 28,805
Registered: ‎10-23-2007
0

Re: Authorized user - BoA


simyengi wrote:
How does that work when BoA didn't ask for the social security number?

uses information like common name, address, phone, etc.

New Contributor
Posts: 113
Registered: ‎07-07-2013
0

Re: Authorized user - BoA

Ok, so why would the customer service rep say they don't report?
New Contributor
Posts: 113
Registered: ‎07-07-2013
0

Re: Authorized user - BoA

How long did it take to hit the credit report?

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.