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Authorized user effect

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FinStar
Moderator Emeritus

Re: Authorized user effect


@09Lexie wrote:

@Interestedincredit wrote:
Ok that's is what I think I'll do then. Just call the back of the card, I believe it is JP Morgan Chase

You will need to contact the CRAs to have it removed from your reports too 


+1

Message 11 of 16
enharu
Super Contributor

Re: Authorized user effect


@FinStar wrote:

@09Lexie wrote:

@Interestedincredit wrote:
Ok that's is what I think I'll do then. Just call the back of the card, I believe it is JP Morgan Chase

You will need to contact the CRAs to have it removed from your reports too 


+1


+2.

it will also take them 4-8 weeks to remove the accounts, so do it ahead of time.

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 12 of 16
Interestedincredit
Established Member

Re: Authorized user effect

Ok thanks you
Message 13 of 16
Interestedincredit
Established Member

Re: Authorized user effect

Thank****
Message 14 of 16
YoungMoney06
Frequent Contributor

Re: Authorized user effect

If an individual adds an AU to their account, I'm a bit confused as to whether this simply allows the AU to use the one card issued, or, does it allow for the AU to get a card of their own utilizing the same CL?

My Wallet (Updated Sept 2023):
Store Cards:


Major Cards:


In Timeout:

Message 15 of 16
red259
Super Contributor

Re: Authorized user effect


@YoungMoney06 wrote:

If an individual adds an AU to their account, I'm a bit confused as to whether this simply allows the AU to use the one card issued, or, does it allow for the AU to get a card of their own utilizing the same CL?


The AU gets a card of their own on the same account. 

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 16 of 16
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