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Authorized user on Chase Saphire

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Anonymous
Not applicable

Re: Authorized user on Chase Saphire


@ksantangelo23 wrote:

@Anonymous wrote:

They won't backdate the age of the card.  When you add it it will show up as a new tradeline from the date that it is added.  I believe that you will get the payment history associated with said tradeline however.  


Chase actually does fully backdate AU accounts to the original date opened, not date added.

 

AMEX is the only lender im aware of that dates an AU to the date they were added.


They did not do this for me when i was added on my wifes account. It started from the date I was added and the account was 8 years old.

Message 11 of 14
ksantangelo23
Frequent Contributor

Re: Authorized user on Chase Saphire


@Anonymous wrote:

@ksantangelo23 wrote:

@Anonymous wrote:

They won't backdate the age of the card.  When you add it it will show up as a new tradeline from the date that it is added.  I believe that you will get the payment history associated with said tradeline however.  


Chase actually does fully backdate AU accounts to the original date opened, not date added.

 

AMEX is the only lender im aware of that dates an AU to the date they were added.


They did not do this for me when i was added on my wifes account. It started from the date I was added and the account was 8 years old.


Hm, Chase fully backdated for a family member, and a friend of mine. 

AMEX Hilton Ascend: $55,000 | Chase Sapphire Reserve: $30,000 | PNC Points: $17,500 | AMEX BCE (AU): $18,000 | AMEX BCP: $15,000 | US Bank Cash+ $15,000 | AMEX Business Prime: $14,000 | AMEX SimplyCash: $12,000 | Capital One QS: $13,500 | Chase Business Ink: $12,000 | PNC Everyday (AU): $12,000 | JCPenny Store Card: $10,500 | Chase Slate: $9,400 | Capital One QS: $6,500 | (2nd) US Bank Cash+ (2nd): $7,500 | Discover IT: $6,000 | Chase Freedom: $3,500 | Auto Lease: $0/$21,000 | Auto Loan: $0/$18,000 |

TU: 818 EX: 809 EQ: 801

Message 12 of 14
Skye12329
Valued Contributor

Re: Authorized user on Chase Saphire

When I've added people to a few of my cards they have all backdated to the open date that the card was opened.
BK7 - 2/21
Cap1 QS - 2k (4/21)
Mission Lane - 4k (11/21)
Venmo - 900 (11/21)
SavorOne - 2500 (12/21)
VentureOne - 2000 (7/22)
Message 13 of 14
Anonymous
Not applicable

Re: Authorized user on Chase Saphire

Hello, I have a question for you. i'm looking into becoming an au with the chase card Saphire. I've seen they only report to CU's if I were to t live at the same address as that original card member has. Was that true in the case of your family member and friend. Thanks for you help in this matter.  John

Message 14 of 14
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