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Authorized user on Chase Saphire

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Anonymous
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Authorized user on Chase Saphire

I need to know if the Chase Saphire card reports its authorized users to credit agencies.  Please anybody know?

Message 1 of 14
13 REPLIES 13
Skye12329
Valued Contributor

Re: Authorized user on Chase Saphire

Yes it does
BK7 - 2/21
Cap1 QS - 2k (4/21)
Mission Lane - 4k (11/21)
Venmo - 900 (11/21)
SavorOne - 2500 (12/21)
VentureOne - 2000 (7/22)
Message 2 of 14
Anonymous
Not applicable

Re: Authorized user on Chase Saphire

 


@Skye12329 wrote:
Yes it does


Great, thanks, my parents offering to put me on as AU but just wanted to be sure if they reported.  Do you know if they back-date AU? 

Message 3 of 14
icyhot
Valued Contributor

Re: Authorized user on Chase Saphire

This is good to know.
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 4 of 14
Anonymous
Not applicable

Re: Authorized user on Chase Saphire

 


@icyhot wrote:
This is good to know

Yes it is,  and if in case they back-date AU, if a card is 15 yrs old,  that account age would also apply to you as an AU, as I understand.   Some banks back-date, others dont.

Message 5 of 14
Anonymous
Not applicable

Re: Authorized user on Chase Saphire

Yes.

Message 6 of 14
Anonymous
Not applicable

Re: Authorized user on Chase Saphire

They won't backdate the age of the card.  When you add it it will show up as a new tradeline from the date that it is added.  I believe that you will get the payment history associated with said tradeline however.  

Message 7 of 14
Anonymous
Not applicable

Re: Authorized user on Chase Saphire


@Anonymous wrote:

I need to know if the Chase Saphire card reports its authorized users to credit agencies.  Please anybody know?


99% of lenders report AUs to credit agencies..

Message 8 of 14
Anonymous
Not applicable

Re: Authorized user on Chase Saphire

Yes it does

Message 9 of 14
ksantangelo23
Frequent Contributor

Re: Authorized user on Chase Saphire


@Anonymous wrote:

They won't backdate the age of the card.  When you add it it will show up as a new tradeline from the date that it is added.  I believe that you will get the payment history associated with said tradeline however.  


Chase actually does fully backdate AU accounts to the original date opened, not date added.

 

AMEX is the only lender im aware of that dates an AU to the date they were added.

AMEX Hilton Ascend: $55,000 | Chase Sapphire Reserve: $30,000 | PNC Points: $17,500 | AMEX BCE (AU): $18,000 | AMEX BCP: $15,000 | US Bank Cash+ $15,000 | AMEX Business Prime: $14,000 | AMEX SimplyCash: $12,000 | Capital One QS: $13,500 | Chase Business Ink: $12,000 | PNC Everyday (AU): $12,000 | JCPenny Store Card: $10,500 | Chase Slate: $9,400 | Capital One QS: $6,500 | (2nd) US Bank Cash+ (2nd): $7,500 | Discover IT: $6,000 | Chase Freedom: $3,500 | Auto Lease: $0/$21,000 | Auto Loan: $0/$18,000 |

TU: 818 EX: 809 EQ: 801

Message 10 of 14
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