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Authorized user

Frequent Contributor

Authorized user

Was added as an authorized user with Discover IT. It's showing on my CR, how much will it help my CR?
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Valued Contributor

Re: Authorized user


drboxing wrote:
Was added as an authorized user with Discover IT. It's showing on my CR, how much will it help my CR?


That depends; if it is an old account, utilization below at or below 9%, and perfect payment history, it'll help your report and scores significantly Smiley Happy but then again, it depends what else is on your reports...baddies, high utilizations, and late payments can sometimes mask the good!


Quicksilver WMC $20k | JCPenney Platinum $10k | Drive for Five $800 | Freedom VS $5k | TD Cash VS $5k | CFU VS $14.8k | Blue Sky $13.7k | IT $28k | SavingStar $14.8k | BCE $11.3k | Macy's AMEX $7.2k | BuyPower WEMC $7.5k | CSR VI $13.3k | Diamond Preferred $6.5k FICOS: EX 775 EQ 764 TU 759 VantageScore 3.0: EX 759 EQ 757 TU 762
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Valued Contributor

Re: Authorized user

Depend on many other factors :

  • credit limit
  • History
  • payment history
  • Utili.....ETc.........

Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

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