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New Visitor
Posts: 224
Registered: ‎09-19-2012
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Authorized user

Was added as an authorized user with Discover IT. It's showing on my CR, how much will it help my CR?
Member
Posts: 1,989
Registered: ‎11-17-2012
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Re: Authorized user


drboxing wrote:
Was added as an authorized user with Discover IT. It's showing on my CR, how much will it help my CR?


That depends; if it is an old account, utilization below at or below 9%, and perfect payment history, it'll help your report and scores significantly Smiley Happy but then again, it depends what else is on your reports...baddies, high utilizations, and late payments can sometimes mask the good!


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FICOS: EX 772 EQ 724 TU 764 VantageScore 3.0: EX 748 EQ 753 TU 752
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Valued Contributor
Posts: 1,738
Registered: ‎08-13-2012
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Re: Authorized user

Depend on many other factors :

  • credit limit
  • History
  • payment history
  • Utili.....ETc.........

Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


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