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Authorized user

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drboxing
Established Contributor

Authorized user

Was added as an authorized user with Discover IT. It's showing on my CR, how much will it help my CR?




Message 1 of 3
2 REPLIES 2
daybreakgonesXe
Valued Contributor

Re: Authorized user


@drboxing wrote:
Was added as an authorized user with Discover IT. It's showing on my CR, how much will it help my CR?


That depends; if it is an old account, utilization below at or below 9%, and perfect payment history, it'll help your report and scores significantly Smiley Happy but then again, it depends what else is on your reports...baddies, high utilizations, and late payments can sometimes mask the good!

Message 2 of 3
nicholasyud
Valued Contributor

Re: Authorized user

Depend on many other factors :

  • credit limit
  • History
  • payment history
  • Utili.....ETc.........
Starting Score: 560
Current Score: ?
Goal Score: 800
Message 3 of 3
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