cancel
Showing results for 
Search instead for 
Did you mean: 

Authorized user

Frequent Contributor

Authorized user

I know Cap 1 is HP happy. I wanted to add my wife to one of my Cap 1 cards - to bump up her AAOA.

 

They won't HP her when I do so will they? They'll just start reporting. Also do the back date/report or do they just start from when added? She has quite a few things about to drop off and her age is going to hurt considerably due to it.



Current: Eq- 624 Ex - 631 (lender pulled) TU - 661 (lender pulled)
Goal 700+ across all three
Message 1 of 5
4 REPLIES
Regular Contributor

Re: Authorized user

No HP and all of your history with the card will show on her report. (Recently did this with DH)
In My Wallet: Amazon (5/2011) $2200 -- CareCredit (9/11) $4200 -- Capital One Green Cash Rewards (01/12) $3000 -- Citi Forward (1/12) $2500 -- Walmart Store Card (1/12) $1100 -- Maurices (8/12) $200

Starting Score: EX 567 9/13/2010
Current Score: EX(FAKO) 639 EQ(FAKO) 628 TU(FAKO) 662 11/13/2012
Goal Score: 750
Message 2 of 5
Frequent Contributor

Re: Authorized user

Sweet thanks for the info.



Current: Eq- 624 Ex - 631 (lender pulled) TU - 661 (lender pulled)
Goal 700+ across all three
Message 3 of 5
Regular Contributor

Re: Authorized user

Also. If I remember right it started reporting after my next statement cut (so relatively quickly.) No problem Smiley Happy
In My Wallet: Amazon (5/2011) $2200 -- CareCredit (9/11) $4200 -- Capital One Green Cash Rewards (01/12) $3000 -- Citi Forward (1/12) $2500 -- Walmart Store Card (1/12) $1100 -- Maurices (8/12) $200

Starting Score: EX 567 9/13/2010
Current Score: EX(FAKO) 639 EQ(FAKO) 628 TU(FAKO) 662 11/13/2012
Goal Score: 750
Message 4 of 5
Valued Contributor

Re: Authorized user

No HP.......


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Message 5 of 5