Authorized users question (besides capital one)

[Mary4317]

Does anyone know of any other cards besides Capital One, that don't report authorized users as "authorized users" to the credit agencies? How about Walmart and Old Navy?

Thanks

[jon22guitar]

Don't try to game the system. No one has the right to have access to any credit. It is only earned by being responsible over time. 

[Open123]

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@jon22guitar wrote:

Don't try to game the system. No one has the right to have access to any credit. It is only earned by being responsible over time. 

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What's the difference in what the OP is asking compared to the litany of "how to maximize" score suggestions of paying before the balance posts or leaving all cards at 0, but a single one at 1%?  Or, raise CLs with SPs to lower utility for a better score?

In my view, nothing really wrong with OP's question.  I mean, it's not as the OP is asking for something really onerous, such as MS.

[Mary4317]

Umm ok.  My husband and I share credit card.Thanks for your input? though.

[09Lexie]

Walmart and probably Old Navy both report AUs as AUs.  

[uswala]

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@Mary4317 wrote:

Does anyone know of any other cards besides Capital One, that don't report authorized users as "authorized users" to the credit agencies? How about Walmart and Old Navy?

Thanks

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I am an AU on my wife's CapOne QS and it does report me as AU to all 3 agencies!! I do not know why you are saying CapOne does not do so.

[Mary4317]

My cap 1 reports to my husband and his to me, but not listed as "authorized user"

[uswala]

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@Mary4317 wrote:

My cap 1 reports to my husband and his to me, but not listed as "authorized user"

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Strange...it clearly shows AU in my case in TU and EQ. In the free EX report I have has no section for Individual or Authorized user so I cannot comment.

[jon22guitar]

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@Open123 wrote:

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@jon22guitar wrote:

Don't try to game the system. No one has the right to have access to any credit. It is only earned by being responsible over time. 

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What's the difference in what the OP is asking compared to the litany of "how to maximize" score suggestions of paying before the balance posts or leaving all cards at 0, but a single one at 1%?  Or, raise CLs with SPs to lower utility for a better score?

In my view, nothing really wrong with OP's question.  I mean, it's not as the OP is asking for something really onerous, such as MS.

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+1 Agreed.